I guess I'm getting off-topic, given how this thread is going. I agree totally that how these programs have become structured is financially unsound. But if you know their histories, they were established because of pressing needs that couldn't be met any other way. During the 30s, large numbers of the elderly--who couldn't work, and didn't have private pensions--were winding up in abject poverty. High unemployment made it impossible for many families to help them. SS came about because the circumstances of the Depression overwhelmed the ability of private interests to provide needed assistance. Medicare too, was necessitated because private insurors would not cover older, higher risk persons. Retirees--who no longer had employer based insurance--were either going without care, or going bankrupt paying for it. The problem was vastly bigger than private charity could manage. It's true that good intentions have expanded what was envisoned as safety nets into budget-busting all-encompassing social welfare programs.
I understand their history was born out of a pressing need - and that a pretty dire one at the time. And I accept the concept of a corporate solution to meet the need. But understand that that need was a temporary (albeit serious, granted) one. The solution however, was not. Indeed, the "solution" was designed from the start (amid much opposition, mind you) to be a permanent one. That's where my issues with the concept of "social security" begin. Again, I've no problem with the concept of coming together to solve a temporary problem. But that's not what FDR and the democrats did. They pushed through a permanent government program in the midst of a time of serious financial crisis for many - and used that crisis as warrant for the implementation of their program. So mine is not a value judgment of the need of the time.
But they exist not because of any love of big government. But because private initiative was failing, and some type of systematic, collective action was the only way to meet the needs.
Again, I admit the good in pulling together as a nation to meet a temporary need - particularly a very pressing need.
I vehemently dispute the value of a "systematic" solution though, let alone a "collectivist" one - particularly since the need wasn't a "systematic" need, but a temporary one. I dispute it also because the solution, which was systematic, fundamentally changed this nation in a collectivist way. That was the key element of dispute at the time too but because of the crisis, emotion rather than reason prevailed. Moreover, the gargantuan crisis facing us today, which is the RESULT of that systematic solution threatens to put not only the elderly of this nation, but everyone else into deeper financial straits than those experienced by the nation in the '30s.
The problem is rarely the needs of the moment, but how we react to such needs and what we allow in their wake. Had this nation been more objective in that crisis, we would not be facing a far worse disaster today.
Collectivism is NEVER a viable solution, HAS never been a viable solution, and WILL never be a viable solution. And the sooner we abandon such a demonstrably disastrous ideology, the sooner we'll come together to achieve what ARE viable solutions.