This goes with my saying that "before" the universe banged into existence, wouldn't there be the physical principles which would cause that? So, why didn't those principles do what they do "sooner"? . . . if it was really a process only of physical principles. By "sooner" I mean while there was no universe. If God didn't cause it, I understand that scientific principles of matter and energy always do the same thing - - are predictable and measurable, therefore; so how come, if physical existence was all there was, why didn't those principles cause a big bang "sooner"?
Below, you possibly are presenting how Albert explains about this > This, "of course", I would say, is not something that comes from experimenting by means of the scientific method.
But - - - there is the idea of how matter and energy can not be created nor destroyed. So, if matter and energy can't be created, this might mean that there did exist some form of matter and/or energy while there was no big-banged universe. While there was some existent form of energy and/or matter but no universe, this is "when" I mean by "sooner". However, "of course", there was not time, then . . . no time that could be measured by the relative position of the sun around the earth, since there was no sun or earth "then".This sounds like philosophy, with the problem of it being said by certain scientists that matter and energy can't be created nor destroyed. If there wasn't God "in the mix", I would think there would need to be set scientifically measurable principles which would produce a big bang of the already-existent forms of matter and/or energy.
By the way, Everett > ones who leave God out can have the explanation which you have presented as being what Albert and Steve have given. But I think you did not actually say you yourself go with that. Maybe you simply understand that there are things you don't know; I think you said this, in an earlier post.
They have stated their faith, and I have stated what I understand. But, for me faith is not only beliefs which I have > our Apostle Paul speaks of
"faith working through love," in Galatians 5:6. I understand that faith can mean our actual spiritual connection with God (1 Corinthians 6:17) so we know
"that He is" (Hebrews 11:6) and
"is love" (1 John 4:8&16), and in this connection we have His love's correction (Hebrews 12:4-11) into His love's perfection (1 John 4:17) . . . more and more

So, "real" faith involves the proof of experience (Hebrews 11:1), not only logic and beliefs.
So . . . back to this idea that you can't go any more "north", once you reach the North Pole. You can not go any farther on land, as measured by land, yes. However, if you go up into the air and keep going up up and away from the South Pole, then this is another kind of going "north", except it can't be measured by where you are on the circumference of the earth, since you are no longer down to earth.
And, "like" this, while the universe did not exist, there could be matter and/or levels/forms of energy but no time measurement by means of the position of the sun around the earth, since there is no sun. But even if you don't have the sun, there still is "time" of some sort, meaning the timing of how other things move in relation with one another. So, if Albert and Steve really mean there was no sort of time, at all, before the universe came into existence, I consider they might have an escape philosophy, trying to explain things away from something they just don't want to believe.
My concern is that if God is so good, "why" would He create what is inferior? How, ever, could He even think of what is inferior, if He was all there is during some "time" during past eternity? So, I consider there are substances or whatever that have always existed, and He created things and beings by organizing different existent substances into organized forms, since He is orderly. So, material stuff was used to create the universe; human spiritual stuff was used to make humans, and this inside physical-stuff bodies.
And there is
"the spirit who now works in the sons of disobedience" (Ephesians 2:2) > there was spiritual stuff evil and God organized this into beings who are evil . . . so that the messy nasty spirit would not be just anywhere everywhere.
But I get this from "logic"; this is not what I have read in the Bible or been told by any human being, ever. I am satisfied that God did not bring the spirit of evil into existence, in any case; nor did any good creature bring the spirit of evil into existence, I consider.
So, my offering is that Albert and Steve have stepped into philosophy. And I understand that Jesus says
"before the world was" (in John 17:5), He had glory with our Father. Jesus Himself says
"before" 
They were in very special and sensitive sharing with one another. And our Father was so pleased with Jesus, that He now wants to have many children who are like His own Son. And this universe is the place where He is producing and maturing people to become pleasing to Him like Jesus . . . more and more as we gain His correction of His love's perfection > 1 John 4:17.
So, Jesus Himself uses the word
"before" to refer to while the universe did not yet exist. And "then" was while He and our Father were very busy with love, first, sharing with one another . . . not busy with material things and trying to figure out what's with material things. I consider and offer how marvelously made the universe is, including with all the beautiful and wonderful plants and organisms which we can enjoy without dissecting them physically and intellectually

The Bible does say God
"gives us richly all things to enjoy." (in 1 Timothy 6:17) So, His love for us is included in the motivation for this universe to be so enjoyable . . . in spite of the evil which so many rather give their attention to, instead of enjoying what is so much more in quality and quantity than the evil is.
But God loves us even more, by how He sent His own Son so delighting to Him . . . to us . . . though we are so less than He is; so God is not conceited
So, if Albert and Steve have stepped elsewhere into philosophy, from their science, I do not know them personally so I can know why. There is a lot more good, than evil, in this created universe, even; so I would not let evil decide what I believe and do >
"Do not be overcome by evil, but overcome evil with good." (Romans 12:21)