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Discussion and Debate
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Obamacare 1.1
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<blockquote data-quote="jayem" data-source="post: 74131682" data-attributes="member: 8344"><p>You're assuming very specific details.</p><p>AFAIK, Bernie's and AOC's plans are just proposals at this stage. If these plans make it to Congress, they'll likely be modified and revised hundreds of times. I agree with you 100% that the fine print is vitally important, but it's way too early to get hung up on now.</p><p></p><p>BTW, health insurance is currently regulated by states. Benefits are set by state laws. For both group and individual plans. I never heard of a state that allows an insurer to sell a plan that doesn't cover pregnancy or ovarian cancer. I've never heard of a plan that doesn't cover prostate cancer. I know for a fact that all employer-provided group plans cover conditions that only affect men or women, but the premiums are the same for all employees. I've never heard of a Chinese menu health policy where you pick the coverage you want from column A or B. That's not how insurance works. Coverage is comprehensive and risk is shared by an entire group. Which keeps the premium as low as possible for everyone.</p></blockquote><p></p>
[QUOTE="jayem, post: 74131682, member: 8344"] You're assuming very specific details. AFAIK, Bernie's and AOC's plans are just proposals at this stage. If these plans make it to Congress, they'll likely be modified and revised hundreds of times. I agree with you 100% that the fine print is vitally important, but it's way too early to get hung up on now. BTW, health insurance is currently regulated by states. Benefits are set by state laws. For both group and individual plans. I never heard of a state that allows an insurer to sell a plan that doesn't cover pregnancy or ovarian cancer. I've never heard of a plan that doesn't cover prostate cancer. I know for a fact that all employer-provided group plans cover conditions that only affect men or women, but the premiums are the same for all employees. I've never heard of a Chinese menu health policy where you pick the coverage you want from column A or B. That's not how insurance works. Coverage is comprehensive and risk is shared by an entire group. Which keeps the premium as low as possible for everyone. [/QUOTE]
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