Like I said, Bible Christians:
Q: Many Protestants believe we are saved by Faith Alone and they say Catholic believe they can “work” their way into Heaven. How do you answer that?
A: First of all, I ask them to show me where in the Catechism, the official teaching of the Catholic Church, does it teach that we can “work” our way into Heaven? They can’t, because it doesn’t. The Catholic Church does not now, nor has it ever, taught a doctrine of salvation by works...that we can “work” our way into Heaven.
Second, I ask them to show me where in the Bible does it teach that we are saved by “faith alone.” They can’t, because it doesn’t. The only place in all of Scripture where the phrase “Faith Alone” appears, is in James...James 2:24, where it says that we are not...not...justified (or saved) by faith alone.
So, one of the two main pillars of Protestantism...the doctrine of salvation by faith alone...not only doesn’t appear in the Bible, but the Bible actually says the exact opposite - that we are not saved by faith alone
Third, I ask them that if works have nothing to do with our salvation...then how come every passage in the N.T. that I know of that talks about judgment says we will be judged by our works, not by whether or not we have faith alone? We see this in Rom 2, Matthew 15 and 16, 1 Ptr 1, Rev 20 and 22, 2 Cor 5, and many, many more verses.
Fourth, I ask them that if we are saved by faith alone, why does 1 Cor 13:13 say that love is greater than faith? Shouldn’t it be the other way around?
As Catholics we believe that we are saved by God’s grace alone. We can do nothing, apart from God’s grace, to receive the free gift of salvation. We also believe, however, that we have to respond to God’s grace. Protestants believe that, too. However, many Protestants believe that the only response necessary is an act of faith; whereas, Catholics believe a response of faith and works is necessary...or, as the Bible puts it in Galatians 5:6, “For in Christ Jesus neither circumcision nor uncircumsion is of any avail, but faith working through love...faith working through love...just as the Church teaches.
http://www.biblechristiansociety.com/
[SIZE=+3]Project[/SIZE] [SIZE=+3]Wittenberg
[/SIZE]_The Smalcald Articles. Articles of Christian Doctrine which were to have been presented on our part to the Council, if any had been assembled at Mantua or elsewhere, indicating what we could accept or yield, and what we could not._ by Dr. Martin Luther, 1537
That the Pope is not, according to divine law or according to the Word of God the head of all Christendom (for this [name] belongs to One only, whose name is Jesus Christ)
For all his bulls and books are extant, in which he roars like a lion (as the angel in Rev. 12 depicts him, [crying out] that no Christian can be saved unless he obeys him and is subject to him in all things that he wishes, that he says, and that he does. All of which amounts to nothing less than saying: Although you believe in Christ, and have in Him [alone] everything that is necessary to salvation, yet it is nothing and all in vain unless you regard [have and worship] me as your god, and be subject and obedient to me. And yet it is manifest that the holy Church has been without the Pope for at least more than five hundred years, and that even to the present day the churches of the Greeks and of many other languages neither have been nor are yet under the Pope. Besides, as often remarked, it is a human figment which is not commanded, and is unnecessary and useless; for the holy Christian [or catholic] Church can exist very well without such a head, and it would certainly have remained better [purer, and its career would have been more prosperous] if such a head had not been raised up by the devil.
And the Papacy is also of no use in the Church, because it exercises no Christian office; and therefore it is necessary for the Church to continue and to exist without the Pope. And supposing that the Pope would yield this point, so as not to be supreme by divine right or from Gods command, but that we must have [there must be elected] a [certain] head, to whom all the rest adhere [as their support] in order that the [concord and] unity of Christians may be preserved against sects and heretics, and that such a head were chosen by men, and that it were placed within the choice and power of men to change or remove this head, just as the Council of Constance adopted nearly this course with reference to the Popes, deposing three and electing a fourth; supposing, I say, that the Pope and See at Rome would yield and accept this (which, nevertheless, is impossible; for thus he would have to suffer his entire realm and estate to be overthrown and destroyed, with all his rights and books, a thing which, to speak in few words, he cannot do), nevertheless, even in this way Christianity would not be helped, but many more sects would arise than before. For since men would have to be subject to this head, not from God's command, but from their personal good pleasure, it would easily and in a short time be despised, and at last retain no member; neither would it have to be forever confined to Rome or any other place, but it might be wherever and in whatever church God would grant a man fit for the [taking upon him such a great] office. Oh, the complicated and confused state of affairs [perplexity] that would result!
Therefore the Church can never be better governed and preserved than if we all live under one head, Christ, and all the bishops equal in office (although they be unequal in gifts), be diligently joined in unity of doctrine, faith, Sacraments, prayer, and works of love, etc., as St. Jerome writes that the priests at Alexandria together and in common governed the churches, as did also the apostles, and afterwards all bishops throughout all Christendom, until the Pope raised his head above all. This teaching shows forcefully that the Pope is the very Antichrist, who has exalted himself above, and opposed himself against Christ because he will not permit Christians to be saved without his power, which, nevertheless, is nothing, and is neither ordained nor commanded by God. This is, properly speaking to exalt himself above all that is called God as Paul says, 2 Thess. 2, 4. Even the Turks or the Tartars, great enemies of Christians as they are, do not do this, but they allow whoever wishes to believe in Christ, and take bodily tribute and obedience from Christians.
The Pope, however, prohibits this faith, saying that to be saved a person must obey him. This we are unwilling to do, even though on this account we must die in God s name. This all proceeds from the fact that the Pope has wished to be called the supreme head of the Christian Church by divine right. Accordingly he had to make himself equal and superior to Christ, and had to cause himself to be proclaimed the head and then the lord of the Church, and finally of the whole world, and simply God on earth, until he has dared to issue commands even to the angels in heaven. And when we distinguish the Pope s teaching from, or measure and hold it against, Holy Scripture, it is found [it appears plainly] that the Pope s teaching, where it is best, has been taken from the imperial and heathen law and treats of political matters and decisions or rights, as the Decretals show; furthermore, it teaches of ceremonies concerning churches, garments, food, persons and [similar] puerile, theatrical and comical things without measure, but in all these things nothing at all of Christ, faith, and the commandments of God. Lastly, it is nothing else than the devil himself, because above and against God he urges [and disseminates] his [papal] falsehoods concerning masses, purgatory, the monastic life, one's own works and [fictitious] divine worship (for this is the very Papacy [upon each of which the Papacy is altogether founded and is standing]), and condemns, murders and tortures all Christians who do not exalt and honor these abominations [of the Pope] above all things.
Therefore, just as little as we can worship the devil himself as Lord and God, we can endure his apostle, the Pope, or Antichrist, in his rule as head or lord. For to lie and to kill, and to destroy body and soul eternally, that is wherein his papal government really consists, as I have very clearly shown in many books. In these four articles they will have enough to condemn in the Council. For they cannot and will not concede us even the least point in one of these articles. Of this we should be certain, and animate ourselves with [be forewarned and made firm in] the hope that Christ, our Lord, has attacked His adversary, and he will press the attack home [pursue and destroy him] both by His Spirit and coming. Amen.
http://www.ctsfw.edu/bsmith-cts/etext/boc/sa/pt02a04.asc
Hey, when I am coming back with the Lord Jesus, I will be riding with the Word Himself, no Bible needed then. 
I just tried. I'm no scholar myself...
haha....
