1 Peter 3
21 and this water symbolizes baptism that now saves you alsonot the removal of dirt from the body but the pledge of a clear conscience toward God. It saves you by the resurrection of Jesus Christ,
21 There is also an antitype which now saves usbaptism (not the removal of the filth of the flesh, abut the answer of a good conscience toward God), through the resurrection of Jesus Christ,
This, no matter which version you use says baptism is required for salvation, it actually shows what baptism is. Notice it says that baptism is not for our flesh but shows what happened on the inside.
Ephesians 2
4 But God, who is rich in mercy, because of His great love with which He loved us, 5 even when we were dead in trespasses, made us alive together with Christ (by grace you have been saved), 6 and raised us up together, and made us sit together in the heavenly places in Christ Jesus, 7 that in the ages to come He might show the exceeding riches of His grace in His kindness toward us in Christ Jesus. 8 For by grace you have been saved through faith, and that not of yourselves; it is the gift of God, 9 not of works, lest anyone should boast. 10 For we are His workmanship, created in Christ Jesus for good works, which God prepared beforehand that we should walk in them.
This shows that we are saved by His grace through our faith not anything else, especially our works.
John 3
5 Jesus answered, Most assuredly, I say to you, unless one is born of water and the Spirit, he cannot enter the kingdom of God. 6 That which is born of the flesh is flesh, and that which is born of the Spirit is spirit.
Why does everyone try to pull out just verse 5 when the story around it tells you the whole picture. Jesus is speaking to Nicodemus and Nicodemus had just asked how he can be born again physically. Just responds in verse 5 and the elaborates in verse 6. You have to be born both physically and spiritually to be truly born again.
Baptism is our first expression of what God did for us. This was significant in Bible times because it showed the people watching that they were no longer bound by the Law but were cleansed through Christ. The water shows what the blood did.
The blood washes away all our sins, leaving nothing for the water.
In Christ, Brian.