Assistance can be dangerous, Redblue, because if you start feeling comfortable, you may not try as hard to get another job. Not saying that's likely with you, because I don't know you.
I think the CLDS does it right. Their charity is more like mutual aid than welfare. You want help, you help others. The only people who don't work are those who
can't.
I think it's not appealing to a lot of American Christians, especially "conservative" ones, because there's too much sharing involved; there's no profit in it. It looks more like socialism than capitalism. To which I would reply, so what if it is? My only contention with socialism is that it is usually forced. As long as it's voluntary, it's fine with me.
And we really can't talk about getting rid of social programs until we have an alternative. Even if the social programs do more harm than good in the long run (which I believe they do), we can't tell people to quit them without offering them somewhere else to go. And right now, the Church is failing miserably at that. I go to a very small church, and we run a food bank. I've seen what happens when each household brings in one bag of food per week as donations. It's really amazing how much that helps—like watching loaves and fishes multiply.
So what would happen if every Christian household did that every week? I don't believe for a second that things are so tight that most people couldn't handle that. And for those that can't, why not do what the early Church did, where the wealthy opened their households to the poor in their own local bodies?
I think the answer to that last question is that most Christians consider anything that smacks of a "social gospel" to be a "liberal" idea. Caring for the needy is either "works theology" or else too politically liberal. In fact I've heard a locally-based, but
nationally syndicated morning talk show host say just that: that people who work in soup kitchens and local food banks and community organizations are all basically hippie commie scum. And his professing Christian co-host
agreed with him.
I don't see getting rid of social programs as a goal. I see it as an
effect of the Church making charity an essential part of its work.