It's clear you struggle with sin since this is what you focus on. I applaud your heart to be righteous for God. Yet, Abraham was declared righteous because he 'beleived' in what God promised him. NOT becaused he received it in his day. Are you a son of Abraham through faith, or are you clinging to something you think you've already received? That would not be being saved and found righteous through 'faith' but through a work that was done in your life.
We believe we are being kept and will be saved, that death will not have victory over us, though we die. We are saved by grace through faith. We have not yet received our reward, nor the promise. We, like Abraham have faith that we will receive it.
I agree with believing the promise of our state of being. We declare that which is not 'now' but will be in the future as 'real', as truth. We are sinners, and will die in our sins because of our earthly state, but we are saints in God's eyes as we die to ourselves and live in Messiah. ONLY when we are dead to ourselves are we alive to God. But my friend, you will forever be putting the old man to death on this earth till you die. No man is perfected this side of heaven. We are all being formed here in this life. And truely the answer is as simple as a babys response. It does not take a theologean to understand. It's called faith, and it has nothing to do with what we 'do' but what we believe. And if we believe we know we are to continually kill our flesh, submitting every thought to Messiah. Why? Why do we have unclean thoughts to submit to Messiah, as believers? Because we are constantlly being formed in this world. It's our womb. And when we are 'born again' we will be what God has planned for us. Why? Because he already did it? Or because he promises he will do it?
Come now, we are to live holy, but we have not yet attained holiness. This is our goal in this life. And it is attained through faith, not anything already done to us. It was done for us already, yes. But it has not yet been realized in our beings yet.
We were saved 'in this hope', and 'hope that is seen is not hope'. BUT, we hope for what we do not see, we wait for it with patience. AND likewise the Spirit helps us in our weakness.
We are weak, and have a 'hope' of being saved.