How do you like these apples?

[TrustAndObey]

I don't want to rehash the Obama thread or anything, but I did want to add a little something to what I was saying about national healthcare.

I found out earlier this week that I have to have medical insurance to be in the Nursing program at my college. This a new requirement for Nursing students THIS YEAR ironically enough (we also have to get a drug screening every 60 days at $27 a pop, which is new as well).

I don't have health insurance and haven't had it in YEARS (I believe I said 8 years in another thread, but I realized that wasn't true. I did have insurance when I had my youngest child 5 years ago).

I checked several student-exclusive insurance policies, since short-term polices are usually cheaper, but they're still off-the-charts (at least to me), and even then it appears it's like not having health insurance at all.

For instance, one of the policies has a $100 deductible above the monthly premium for EACH illness (no prescription coverage). My doctor only charges me $79 for an office visit.

The other policies had like a $5,000 deductible with a $25,000 stop loss. If I needed surgery, I'm in trouble.

I'm applying for scholarships to help cover the expense of insurance, but those are considered income and could affect my other financial aid for college.

Isn't it ironic that the ONE thing that could keep me from being a healthcare provider is health insurance?

 

[mva1985]

Trust,

My dad and my son are both insurance agents - I'll give them a call and see if they have any ideas that might help you out.

 

[honorthesabbath]

This is why I said that we need to do away with health insurance period! This would force the hospitals and physicians to lower their exorbitant fees.

I went to emergency room this past Tuesday for the first time in my 59 years--with the exception of my pregnancies. The Dr. spent all of 5 minutes with me and when I told him 'no drugs', then he asked ME what he should do to help!!! Who's the Dr. dr.?

I understand that I will get a bill from for about $400 for his 'non-treatment'. This is robbery--pure and simple. Our system is broken and needs to be over-hauled. I'm going to turn around and bill HIM for MY advice that HE asked for!

 

[honorthesabbath]

Trust,

My dad and my son are both insurance agents - I'll give them a call and see if they have any ideas that might help you out.

MVA--my comment to Lainie about getting rid of health insurance does not reflect on your family--lol--sorry. There is still a ton of other insurances they can sell.

 

[mva1985]

MVA--my comment to Lainie about getting rid of health insurance does not reflect on your family--lol--sorry. There is still a ton of other insurances they can sell.

No offense taken. I already sent her a PM that I hope will be helpful.

I know healthcare is expensive.

 

[honorthesabbath]

No offense taken. I already sent her a PM that I hope will be helpful.

I know healthcare is expensive.

Yeah--and the ONLY reason it is expensive is because of GREED.

 

[TrustAndObey]

Honor, there are already millions of people without health insurance and it hasn't affected the situation at all, so basically you're asking those that DO have it to give it up. I just don't see that happening.

If I had it, it would be a very difficult thing convincing me to make a protest and give it up.

And if nobody had it all of a sudden it would become even more of a racket if you ask me. Only the very elite could afford treatment and they'd get their eyes gouged out to compensate for the rest of us.

Honor, have you seen 'Sicko'? The suspected terrorists were given top-of-the-line medical treatment when millions of Americans can't get any. Canada's system IS working and doctors still have nice things, but they don't get sickeningly rich there, like here.

Besides, an insurance protest isn't going to help me NOW. I have to have insurance even to get into the program.

MVA, you're a sweetheart. Thank you for the PM.

 

[honorthesabbath]

Lainie--of course things don't happen over night--but health insurance is the vehilcle that drives medical cost thru the roof. It is that and medicare that caused all this outrageous medical robbery.

Remember the days when the ole Doc was paid with a chicken or some flour? It was a fair trade system. Today those shysters think their services are worth your home and land! And most of the time all they are really doing is poisoning us with their pharmekia's (witchcraft/poisons).

 

[longhair75]

Friend T&O

I have a niece who has just completed nursing school. I will ask her about the mandatory health insurance the next time I see her. She and I did discuss the drug testing during her schooling. Her class was tested once a month. She said that the reason for this is that easy access to the prescription drugs in the hospitals has led to a pretty significant number of cases of drug abuse by doctors, nurses and other health care workers. The testing programs are designed to catch this before problems develop

On a good note: She walked into immediate placement in a very good position as a pediatric nurse right from graduation. You are getting into a very good field.

 

[TrustAndObey]

Friend T&O

I have a niece who has just completed nursing school. I will ask her about the mandatory health insurance the next time I see her. She and I did discuss the drug testing during her schooling. Her class was tested once a month. She said that the reason for this is that easy access to the prescription drugs in the hospitals has led to a pretty significant number of cases of drug abuse by doctors, nurses and other health care workers. The testing programs are designed to catch this before problems develop

On a good note: She walked into immediate placement in a very good position as a pediatric nurse right from graduation. You are getting into a very good field.

I'm definitely okay with the drug testing. I think they SHOULD do it, absolutely.

We were told at the Advisement Session that the number one reason nurses and doctors are suspended is drug use (because of what you mentioned, easy access to drugs). I think they should screen for that going in just to make sure it's not already a problem for somebody.

I'm clean.

Lainie--of course things don't happen over night--but health insurance is the vehilcle that drives medical cost thru the roof. It is that and medicare that caused all this outrageous medical robbery.

Remember the days when the ole Doc was paid with a chicken or some flour? It was a fair trade system. Today those shysters think their services are worth your home and land! And most of the time all they are really doing is poisoning us with their pharmekia's (witchcraft/poisons).

Honor, when I can find it, I'll post the bill from my second brain surgery. My doctor's fee wasn't that bad actually, it was all the other gabillion things the hospital tacked on. One piece of equipment my neurosurgeon had to use was considered "rent" and it was over $10,000 for a 6-hour surgery.

I paid $32 for two Tylenols. Crazy stuff like that.

But yeah, my doctor's fee was very reasonable and less than I would've paid for most cosmetic surgeries, yet it was neurosurgery.

The total bill was right at $100,000 but my insurance company got that knocked down to around $90,000. If I would've had to pay that out-of-pocket, I would've been stuck with the whole shebang.

I understand that doctors have to pay rent and purchase equipment, which we're paying for, but the hospitals are the shysters if you ask me.

I can't say I hate modern technology though, or I wouldn't be here.

 

[longhair75]

Friend T&O,

We have a few customers who have requested drug testing. I have no problem passing either. I do have to admit that, in the 60's, that might not have been true ;o)

 

[TrustAndObey]

Friend T&O,

We have a few customers who have requested drug testing. I have no problem passing either. I do have to admit that, in the 60's, that might not have been true ;o)

I love you Peter.

I have often wondered about the "weed" mentioned in your signature line. Love it not. Love it not!

 

[longhair75]

Friend T&O,

That quotation is from Dogen Zenji, a thirteenth century Buddhist monk. He was the founder of the Japanese Soto Zen group.

 

[TrustAndObey]

Friend T&O,

That quotation is from Dogen Zenji, a thirteenth century Buddhist monk. He was the founder of the Japanese Soto Zen group.

Yeah yeah. Tell it to the judge.

(haha)

 

[sentipente]

Yeah--and the ONLY reason it is expensive is because of GREED.

Then we have to consider the source of this greed.

 

[TrustAndObey]

My dad helped me get my mower fixed tonight and within ten minutes of mowing, I ran over a tree branch (or something...I'm still not sure WHAT it was) and the pieces came out like bullets.

It looks like I've been shot in the shin three times and my leg is really swollen.

Blood was pouring down my leg as I mowed, but I knew if I stopped to see it, I wouldn't finish mowing. LOL

It's disgusting.

If I had insurance, I'd certainly go to the after hours clinic.

On top of it all, I'm keeping it elevated and iced but because of all the WATER I challenged everybody to drink, I have to get up every few minutes to pee. haha

What a nightmare.

 

[sentipente]

That must be painful. I hope you recover quickly and well.

 

[TrustAndObey]

That must be painful. I hope you recover quickly and well.

Thanks Sentipente. It looks worse today (more swollen), but it feels better because of my mom's epsom salts voodoo.

The bruises aren't black anymore and I can walk without limping today, so it'll be fine.

I took pictures of it, I'm not sure why. haha

 

[mva1985]

Thanks Sentipente. It looks worse today (more swollen), but it feels better because of my mom's epsom salts voodoo.

The bruises aren't black anymore and I can walk without limping today, so it'll be fine.

I took pictures of it, I'm not sure why. haha

Pictures of fond memories! Ahhhhhhhhhhhhh!!!!!

 

[TrustAndObey]

Pictures of fond memories! Ahhhhhhhhhhhhh!!!!!

LOL! What can I say? I'm a weirdo. They took pictures during my 2nd brain surgery and I still have those somewhere. I didn't scrapbook them or anything, so I'm not a complete loon!

I don't get hurt very often, but when I do, it's usually a doozie and they are picture-worthy events indeed.

I got the BEST news today you guys. I qualified for the greatest scholarship EVAH and they pay for everything required by my college. That includes insurance! I won't have to pay a dime.

I'm so happy and so relieved right now.