College Loans

[remy]

i thought i would need college loans, that's why i started working two jobs instead. turns out my dad said he'd cover half my tuition/books, which turned out almost 2600 total. i'm not struggling for money, although i do have to watch it because of insurance, car payments, and gas.

 

[JillLars]

Hey Kristi, I am going through this right now as well. The first thing you want to do is fill out a fafsa form. You can do it online at www.fafsa.com. If you are going to take out a loan through anything other than what fafsa awards (federal stafford loans) I would do it through your bank, with one of your parents as a cosigner. I would run far far away from those internet sites, chances are you will get nailed in the end. It is probably to late to file fafsa for fall semester, but get one in a.s.a.p for spring. I didn't think I'd get anything, but I got awarded 1900 dollars per semester in grants (don't have to pay back), and 1300 dollars in loans (subsidized). That really is the way to go, talk to someone at your college's financial aid office for more info. Definately stay away from the internet loans though...they can be tricky, and you could end up getting into a lot of debt.

 

[breanna]

The address for the FAFSA on the web is actually www.fafsa.ed.gov, just so ya'll know... fafsa.com is a site that links you to the FAFSA but charges you $50-$190 to do it. (kinda funny/ironic since it's the FREE Application for Federal Student Aid... They'll get us poor students any way they can...)

 

[JillLars]

aww, ****. I ended up paying 90 dollars or whatever to file mine. Its still a legitamate form, cause all my stuff went through. I wonder if that's even legal for them to do. They make it sound like it is a required fee. I feel violated.

 

[KristiXP]

You should feel violated. Maybe you should see if you can get your money back?