I think the most obvious way of reading the Bible is to ask how it applies to your life. The thing is, a lot of the Bible doesn't have outright moral applications to life. The epistles are pretty good at that, but much of the OT isn't so much. That is, it won't blatantly tell you, "This is the moral of the story, and here is how it applies to life."
I like to ask questions more like, "What does this story teach us about God's character? About humans? Life?" you can gain a lot of general knowledge and wisdom from reading the Bible, and gain a more solid understanding about humanity and God.
Sometimes I don't even ask questions. I just read, and I don't always learn something obvious, but because I continue to read and read and read I develop a better understanding of the Bible's contents and, of course, life. I learn through osmosis, I guess. You don't need to have an epiphany every time you read in order for reading to be worth it.