I had an uncle who was color blind. An apple looked red to me, it looked grey to him. I guess you'd say both statements were true? But that begs the question "what color is an apple really?". That could be a meaningless question; there may or may not be an answer, but if any case, physics can't tell us.
Those are both true statements, of course, because naive realism is false, and color is a
relationship between an observer (with sight) and (in this case) the apple and current light conditions. The observer could, of course, be wrong in her guess of the wavelengths of light reflecting off of the apple.
Truth is also a relationship, and it depends on successful cognition (such as correctly concluding that 2+2=4) to be true instead of false.
We have to entertain such skepticism because it can't be ruled out
No, we actually don't
have to do this at all, any more than we
have to entertain the notion that we are living in the Matrix without some evidence that we actually are. There's no reason to rule such skepticism
in.
Granted, such skepticism may be entertain
ment.

But no more than this.
because physicalism dictates it. It's not paranoid to face reality, and I see no way around it: Evolution + physicalism = brain in a vat.
And if God wanted to taunt us by giving us faulty cognitive faculties, it would be the same situation. We'd be brains in God's vat. There's nothing about physicalism that should cause any more doubt than skepticism based on endless supernatural speculations. If
anything, physicalism is preferable, because a non-sentient universe isn't some malicious trickster-entity that can set out to fool us.
Whether we are the creation of a God, or the product of evolution in a physical universe, we can reason, and without convincing evidence otherwise, there's no reason to doubt this. (And what would be the point of doubt if we can't reason well? We'd have to doubt our doubt. Complete non-starter!)
A rock is an ongoing event, as I think we agreed earlier.
Yes, so? I'm not sure what you are trying to say here.
eudaimonia,
Mark