Trump Proposes Annual Federal Retirement Contribution of Up to $1,000 — Which Workers Stand to Gain

Valletta · 2026-02-26T07:10:42-0600

"If those details are handled carefully, experts suggest Trump’s proposal could be a genuine game changer for working-class Americans who have never had a real shot at building retirement wealth."

Trump Proposes Annual Federal Retirement Contribution of Up to $1,000 — Which Workers Stand to Gain | Liz Peek

Trump proposes federal retirement match up to $1,000/year for 56M workers without employer plans. Learn how low-income workers could benefit.

lizpeek.com

I am glad to see Trump focusing on those with lesser incomes. No tax on tips and the senior tax credit go a long ways toward helping lower income Americans. This too addresses a major problem for those who have little or no retirement benefits beyond Social Security.

Tropical Wilds · 2026-02-26T07:37:18-0600

Something something handouts something something bootstraps something something not responsible for poor financial choices of the masses…

NxNW · 2026-02-26T08:06:06-0600

And where is this federal match going to come from?

Socialism?

Nithavela · 2026-02-26T08:10:09-0600

Trump has already dangled a 2000 dollar check in front of you and then yanked it away. I wonder how low he can go before the ploy doesn't work anymore.

Valletta · 2026-02-26T08:58:33-0600

Nithavela said:
Trump has already dangled a 2000 dollar check in front of you and then yanked it away. I wonder how low he can go before the ploy doesn't work anymore.

The seniors have received the tax breaks and the no tax on tips has been implemented. Slowly industries are coming back to America. These are ideas to help the poor and middle class, not all will come to fruition, but it is time Democrats joined in the discussions.

Nithavela · 2026-02-26T09:32:56-0600

Valletta said:
The seniors have received the tax breaks and the no tax on tips has been implemented. Slowly industries are coming back to America. These are ideas to help the poor and middle class, not all will come to fruition, but it is time Democrats joined in the discussions.

Personally I think that Trump could promise a bigmac to every american and his supporters would still celebrate it.

essentialsaltes · 2026-02-26T10:18:38-0600

NxNW said:
And where is this federal match going to come from?

Socialism?

Elizabeth Warren was applauding it at the SOTU. Our choices are:

Higher earners pay for it. [smiley face]
Everyone pays for it, so we are effectively funding it ourselves with our own taxes. [quizzical face]
Nobody pays for it. It just increases deficits and debt. [frowny face]

Nithavela · 2026-02-26T10:23:37-0600

essentialsaltes said:
Elizabeth Warren was applauding it at the SOTU. Our choices are:

Higher earners pay for it. [smiley face]
Everyone pays for it, so we are effectively funding it ourselves with our own taxes. [quizzical face]
Nobody pays for it. It just increases deficits and debt. [frowny face]

I think the choice would be "Nobody pays because nothing materialises".

NxNW · 2026-02-26T18:00:36-0600

essentialsaltes said:
Elizabeth Warren was applauding it at the SOTU. Our choices are:

Higher earners pay for it. [smiley face]
Everyone pays for it, so we are effectively funding it ourselves with our own taxes. [quizzical face]
Nobody pays for it. It just increases deficits and debt. [frowny face]

The trifecta!

ThatRobGuy · 2026-02-26T18:43:00-0600

Tropical Wilds said:
Something something handouts something something bootstraps something something not responsible for poor financial choices of the masses…

NxNW said:
And where is this federal match going to come from?

Socialism?

So do you guys have some sort of vested interest in making your political opponents bitter and more resistant to ideas that the populist-left has advocated for, for decades?

When some folks from across the aisle have economic populist initiatives pitched to them in way that they'll actually be receptive to it, by all means, call them hypocrites and attach the toxic "socialism" word to it so they'll go back to hating the idea. Brilliant strategizing! After all, the most important thing is being able to tell them "I told you so", and try to make them bend the knee to the people they find insufferable for non-economic reasons. That'll work great in 2028.

Reminiscent to when Trump recently backed off of the threats against Iran, and a bunch of left wingers were quick to pounce with the "TACO Trump" jabs... it's like "what? do you want to goad people into supporting a war with Iran just to spite you??"

Desk trauma · 2026-02-26T19:05:28-0600

ThatRobGuy said:
So do you guys have some sort of vested interest in making your political opponents bitter and more resistant to ideas that the populist-left has advocated for, for decades?

When some folks from across the aisle have economic populist initiatives pitched to them in way that they'll actually be receptive to it, by all means, call them hypocrites and attach the toxic "socialism" word to it so they'll go back to hating the idea. Brilliant strategizing! After all, the most important thing is being able to tell them "I told you so", and try to make them bend the knee to the people they find insufferable for non-economic reasons. That'll work great in 2028.

Reminiscent to when Trump recently backed off of the threats against Iran, and a bunch of left wingers were quick to pounce with the "TACO Trump" jabs... it's like "what? do you want to goad people into supporting a war with Iran just to spite you??"

Oh dear, someone else got to the thread and pointed out an inconsistency first? Awful.

ThatRobGuy · 2026-02-26T20:39:11-0600

Desk trauma said:
Oh dear, someone else got to the thread and pointed out an inconsistency first? Awful.

There's a difference between pointing out an inconsistency, and pointing one out that turns the other side off when they were on the cusp of being on your side.

As an example of what I'm talking about:

A person on the left pointing out that a lot of the pro-life people oppose the policies that would reduce unplanned pregnancies and economic policies that would make unplanned parenthood more approachable... A perfectly valid call-out.

vs.

People on the right being increasingly receptive to paid family leave and certain social safety nets because it came from a messenger they don't find annoying and obnoxious, and people on the left pouncing saying "Gee, that sounds like redistribution, I thought you guys hated that???" just to needle them.

Readers digest version: Don't actively insult and goad people when they're in the process of moving toward your position.

Another example of when this happened is when Trump expressed support for raising the gun buying age and supporting red flag laws. People on the left rushed to point out hypocrisy rather than welcome the idea that the other side was coming around, and that only served to re-galvanize them into their previous position.

To use an example going in the other direction...

If someone on the far left told me "yeah, crime is getting pretty bad, we need to have an increased police presence in these particular neighborhoods", is it going to be productive if I said "Well well well, I thought you hated cops, what happened to all that ACAB and defund the police talk??? Sounds like you're a hypocrite!"

Desk trauma · 2026-02-26T20:40:24-0600

ThatRobGuy said:
There's a difference between pointing out an inconsistency, and pointing one out that turns the other side off when they were on the cusp of being on your side.

As an example of what I'm talking about:

A person on the left pointing out that a lot of the pro-life people oppose the policies that would reduce unplanned pregnancies and economic policies that would make unplanned parenthood more approachable... A perfectly valid call-out.

vs.

People on the right being increasingly receptive to paid family leave and certain social safety nets because it came from a messenger they don't find annoying and obnoxious, and people on the left pouncing saying "Gee, that sounds like redistribution, I thought you guys hated that???" just to needle them.

Readers digest version: Don't actively insult and goad people when they're in the process of moving toward your position.

Another example of when this happened is when Trump expressed support for raising the gun buying age and supporting red flag laws. People on the left rushed to point out hypocrisy rather than welcome the idea that the other side was coming around, and that only served to re-galvanize them into their previous position.

To use an example going in the other direction...

If someone on the far left told me "yeah, crime is getting pretty bad, we need to have an increased police presence in these particular neighborhoods", is it going to be productive if I said "Well well well, I thought you hated cops, what happened to all that ACAB and defund the police talk??? Sounds like you're a hypocrite!"

Totes different, sure.

ThatRobGuy · 2026-02-26T20:55:22-0600

Desk trauma said:
Totes different, sure.

It is different, in a big way....

Pointing out the hypocrisy of someone who has shown zero signs of moving from their position and has their heels dug in is understandable, trying to make a hypocrisy accusation against someone who's in the process of moving toward your position is just counterproductive and alienating.

If you heard that 40% of republicans were becoming receptive to universal healthcare, would your instinct be to call them out for hypocrisy "Gee, that sounds like socialism, I thought you guys hated that? Now admit I was right and kiss the ring"? Or would you welcome the newfound support that could help get your initiative over the finish line?

This kind of stuff is why democrats lost. "Welcome mat to the right, pitchforks to the left"

The right welcomed people with even the slightest bit of overlap with open arms, while the left was looking to kick people out for not passing an increasingly difficult purity test.

Desk trauma · 2026-02-26T20:58:30-0600

ThatRobGuy said:
It is different, in a big way....

Yep, totes.

ThatRobGuy · 2026-02-26T21:00:04-0600

Desk trauma said:
Yep, totes.

See, if I were as petty as some, that kind of condescension would make me want to actively vote against you lol.

As Obama said, "for all of you people who have this woke idea of purity, you should get over that quickly"

But hey, if you want to actively work against your own interests, don't let me stop you. Keep doing what you're doing, it worked out great in 2024.

Desk trauma · 2026-02-26T21:03:22-0600

ThatRobGuy said:
See, if I were as petty as some, that kind of condescension would make me want to actively vote against you lol.

I am not on the ballot.

ThatRobGuy · 2026-02-26T21:09:19-0600

Desk trauma said:
I am not on the ballot.

Obviously...

But if a person's perception is "people who support Democrats are obnoxious and insufferable" they'll vote against certain things.

Why not welcome the fact that there's an opportunity to finally get some social safety nets enacted due to potential bipartisan support rather than using it as on opportunity to make your ideological opponents do the "political walk of shame"?

keith99 · 2026-02-26T21:33:12-0600

Funding something like this will be less expensive than it seems at first glance. It is matching employee contributions. That means the employee has to contribute.

In my experience those a half step up from the target group (e.g. those with a company plan that matches, but not highly paid) are not prone to contribute.

I worked for one smallish company that matched at 1 to 1 (twice what is seems is offered here) and the owner was constantly telling employees that they were foolish to not contribute up to the max match. (If I recall correctly that was 5% of their annual salary). Many employees did not contribute at all so there was no match.

Desk trauma · 2026-02-26T21:44:31-0600

ThatRobGuy said:
Obviously...

That’s going to make it very difficult to vote against me.

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Trump Proposes Annual Federal Retirement Contribution of Up to $1,000 — Which Workers Stand to Gain

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