It is somehow so very human to always blame others if you do not have capacity to understand interest rates, evolution, bank agreements or quantum mechanics.
I do not understand quantum mechanics but that does not mean that I hold every theoretical physicist to be an impostor engaged in trickery just because I choose not to invest enough of my time to learn the basics and figure out what they are talking about.
Also most people are not that stupid that they could not figure this stuff out ; some are and if you have a medical condition then you really need expert help with it.
However concepts like evolution, or interest rates or bank agreements can be broken in shorter concepts and they can be usually figured out if you take your time about it and research as necessary.
Most people with "it is all trickery" unfortunately choose not to. It is just easier to blame life or other people ; also intellectually lazy.
