What bank institution do you use?

I have two banks, one back home that I got my first account through and have a car loan through, I also worked at this bank. There I have a savings account and a checking account, both are free. To avoid any fees on the savings account you have to keep a minimum of $100 in it, it doesn't matter in the checking, I also have overdraft protection through my savings account on my checking account.
My other bank is 5/3 and I like it too, I had to get this one since I moved into the town my college is in and started working. I needed some way to deposit pay checks and stuff like that. They have to option of free checking too, that's the account I have, I didn't get their savings account.
Most banks have a free checking and one that you can earn interest on, ones that draw interest have minimum balances you have to keep to avoid any fees. I think both banks have the small amount available until the check clears, it's just a safety thing for them.

For business purposes I like WaMu.
I'd use them for my personal checking account as well if I wasn't able to use BECU (Beoing Employees Credit Union; open to any Washington state resident, very highly recommended if you live here).

For savings I used to use ING Direct (4.50% APY) but now I use HSBC online (5.05% APY). $1 minimum to open, no fees, etc. And at 5.05% APY, they beat most CD rates (and your money is liquid--you can pull it out at any time without penalty unlike CDs).

I have an account at U.S. bank. I like it a lot have 2 accounts one for savings and one for checking... other than that i don't know much about it. .

Royal Bank of Canada.

I use Fidelity Bank for checking. It's just in Kansas and opened in Oklahoma recently. My sister works there and I got $50 for joining, so it's good for me. I also have a savings account with Boeing Wichita Credit Union that I haven't used anymore. I've also had two $500 loans from them.

Dye packs, people. It all comes down to dye packs.

I've used Washington Mutual for 10 years, and I've always been happy with them. They have locations in Washington, Oregon, and California at least. Not sure about other states.

this will probably confuse all of you because I am not from America but I use the Royal Bank of Scotland (NOT Bank of Scotland) - they may be Scottish but I believe they are one of the biggest banking groups in the world

Jay