I used per capita math to simplify a complex issue, but I agree it doesn't capture the complexity of universal health care.
Americans would pay more taxes to fund healthcare under either a progressive or flat system. My current yearly insurance premium is about $6,000, but with universal healthcare, my taxes would likely increase, while families earning $28,000 may pay less due to lower tax brackets. I am willing to pay higher taxes to support lower-income families, though everyone would still contribute through taxation. Ultimately, taxes would rise for all income levels.
I'm not opposed to it. If all Americans agree to higher taxes, it's feasible. However, universal healthcare supporters often claim that only the top 1% or high earners will pay more, and eliminating insurance companies will save money. These points are myths, not realities.
All Americans must pay higher taxes to fund universal health care. Senator Sanders and supporters of universal health care do not typically acknowledge this point. They often repeat the statement that the top 1% will be responsible for funding it.
Every major country that uses universal healthcare, France, Germany, Canada, Japan etc. All receive healthcare at a fraction of the cost that we do, and they all have better health outcomes and in most, if not all cases, longer average lifespans. So why do you believe that if the US had universal healthcare, that it would be more expensive than things are now?
Country - per capita healthcare cost, and whether or not they use universal healthcare:
United States~ $14,880 per person
No — the U.S. does not have universal health care coverage
Germany~ $8,000
Yes — universal, multi-payer system with statutory insurance.
Switzerland~ $8,000
Yes — mandatory private insurance for all residents.
Norway~ $9,300–10,000
Yes — tax-funded universal coverage.
France~ $6,900
Yes — universal health insurance plus complementary private insurance.
Canada~ $6,800–6,900
Yes — government-funded universal coverage for medically necessary services.
Australia~ $6,800 (2022)
Yes — Medicare system provides universal access.
United Kingdom~ $5,000–5,500 (2022) (OECD mid‑range)
Yes — National Health Service (NHS) provides universal care.
Japan~ $5,400–5,500 (2022)
Yes — universal coverage via mandatory statutory insurance.
Netherlands~ $7,300 (2022)
Yes — universal system, mostly via regulated private insurance.
And while it may be true that taxes would need to increase, the counter point would be that you wouldn't need 500-1000 dollar premiums hitting your bank account every month, and deductibles that bankrupt Americans. In contrast, European countries with universal healthcare generally don't have premiums or deductibles at all. Or even co-pays.
Collectively it's much cheaper to have taxes fund a streamlined and efficient universal option, over us paying directly into expensive and disjointed private health insurers.