It would be great if there was a solid, clear difference between the terminology used to refer to a secular recognition of a commitment and the religious version of the same, but why does religion get to nick the term 'marriage'?
How about you can get legally married, and if you want a religious union you can arrange that via your faith?
You can even call it a "Marital Covenant" if you don't like the word "union" (because, even if you refuse to acknowledge it, you know that union [as in "Civil Union"] implies a lesser status than marriage).
The fact, however, is that marriage was a civil contract long before any religious significance was placed on the relationship between the participants. Which is why it was often an arranged affair between the parents or tribal elders.
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