MY DEAR SISTER,
Although Baptism does not lead to Salvation -- Salvation DOES lead to Baptism. Baptism is our first act of obedience to our Lord once we come to Him for Salvation. It is the external evidence of what has happened inside of use through our surrender to our Lord.
There are a multitude of Scriptures teaching this truth. Several examples are:
"He who believes AND IS BAPTISED will be saved;"(Mk16:16)
"Then Peter said to them, "Repent, and LET EVERY ONE OF YOU BE BAPTISED in the name of Jesus Christ for the remission of sins;"(Acts 2:38)
"And now why are you waiting? ARISE AND BE BAPTIZED, and wash away your sins, calling on the name of the Lord."(Ac 22:16)
etc.
Salvation without obedience is NOT possible, and trying to "spiritualize" an obvious concrete direct command such as was given by our Lord--"Go therefore and make disciples of all the nations, BAPTIZING THEM IN THE NAME OF THE FATHER AND OF THE SON AND OF THE HOLY SPIRIT."(Mt 28:19)--is, to say the least, a most dangerous thing to do, Spiritually speaking.
My advice would be TO GET BAPTIZED A.S.A.P.!
MUCH LOVE IN CHRIST,
ephraim