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Discussion and Debate
Discussion and Debate
Politics
American Politics
We have a right to rights we don't have, right?
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<blockquote data-quote="jayem" data-source="post: 59812705" data-attributes="member: 8344"><p>As far as I know, the only time an employer must offer health insurance is when it's a contract obligation as part of a CBA or similar agreement.</p><p>I'm not aware of any laws that require employers to offer a health plan. Even PPACA doesn't absolutely require it (though employers over a certain size will be assessed a fee in some circumstances if employees must buy it independently.)</p><p> </p><p>As I said in my earlier post, I'm 100% behind separating health insurance from employment. The big advantage to employees of being in a group health plan (aside from the tax benefit) is that the insuror must cover everyone in the group regardless of health status without a premium differential. This is required by law. If employer-provided plans were eliminated, would you support requiring insurance companies to cover everybody, and regulating how much they can charge for higher risk customers? And if not, how would you propose that people with pre-existing medical conditions get the insurance they need?</p></blockquote><p></p>
[QUOTE="jayem, post: 59812705, member: 8344"] As far as I know, the only time an employer must offer health insurance is when it's a contract obligation as part of a CBA or similar agreement. I'm not aware of any laws that require employers to offer a health plan. Even PPACA doesn't absolutely require it (though employers over a certain size will be assessed a fee in some circumstances if employees must buy it independently.) As I said in my earlier post, I'm 100% behind separating health insurance from employment. The big advantage to employees of being in a group health plan (aside from the tax benefit) is that the insuror must cover everyone in the group regardless of health status without a premium differential. This is required by law. If employer-provided plans were eliminated, would you support requiring insurance companies to cover everybody, and regulating how much they can charge for higher risk customers? And if not, how would you propose that people with pre-existing medical conditions get the insurance they need? [/QUOTE]
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We have a right to rights we don't have, right?
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