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Discussion and Debate
Discussion and Debate
Politics
American Politics
The Cruel Myth of the Gateway Job
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<blockquote data-quote="dies-l" data-source="post: 64912393"><p>Okay, so let's look at that for a moment. </p><p></p><p>You suggest $935/mo. for rent. Is that a portion of shared rent among several roommates? Or, is that the rent to live by oneself? If the former, how many roommates to a bedroom? If the latter, then being able to live by oneself if one chooses is a comfort and a luxury, not to be taken for granted. </p><p></p><p>Health Insurance of $220: typically that is a cost covered by an employer. But, in any event that sounds like a middle of the road kind of plan for one person or a person who has some preexisting condition or health condition that causes an increase in rates. My wife and I pay about that for both of us, right now. Having lived most of my life without health insurance (until recently, I only ever had it when I had those awful "stepping stone" jobs), I tend to see it as somewhat of a comfort/luxury more than a necessity, but I understand why some people believe otherwise. </p><p></p><p>Gas, car, and car insurance of $330/mo.: You mentioned the plight of people who live in large cities. One of the perks of living in a large city is public transit, which can be utilized for a lot less ($112/mo in NYC for example). Choosing to have one's own vehicle, under these circumstances, while understandable, is a comfort, not a necessity. </p><p></p><p>Food $150/mo.: That is an admirable food budget; can't argue with that one. </p><p></p><p>So, let's look at the numbers again, taking out the comforts:</p><p>Rent (sharing a modest apartment with 1 or 2 roommates in most of the U.S.): $500</p><p>Healthcare: $220</p><p>Transportation: $112 (for a public transit pass for city dwellers; for others, count on rent going down. </p><p>Food: $150/month</p><p></p><p>Total = $982/month, leaving, in your scenario, ~$868 for clothing, other expenses, and luxuries and comforts. </p><p></p><p>My point is not that any of these luxuries are bad or excessive. But, my comment was that a person can live in reasonable comfort with $30,000 per year, and your examples kinda prove my point.</p></blockquote><p></p>
[QUOTE="dies-l, post: 64912393"] Okay, so let's look at that for a moment. You suggest $935/mo. for rent. Is that a portion of shared rent among several roommates? Or, is that the rent to live by oneself? If the former, how many roommates to a bedroom? If the latter, then being able to live by oneself if one chooses is a comfort and a luxury, not to be taken for granted. Health Insurance of $220: typically that is a cost covered by an employer. But, in any event that sounds like a middle of the road kind of plan for one person or a person who has some preexisting condition or health condition that causes an increase in rates. My wife and I pay about that for both of us, right now. Having lived most of my life without health insurance (until recently, I only ever had it when I had those awful "stepping stone" jobs), I tend to see it as somewhat of a comfort/luxury more than a necessity, but I understand why some people believe otherwise. Gas, car, and car insurance of $330/mo.: You mentioned the plight of people who live in large cities. One of the perks of living in a large city is public transit, which can be utilized for a lot less ($112/mo in NYC for example). Choosing to have one's own vehicle, under these circumstances, while understandable, is a comfort, not a necessity. Food $150/mo.: That is an admirable food budget; can't argue with that one. So, let's look at the numbers again, taking out the comforts: Rent (sharing a modest apartment with 1 or 2 roommates in most of the U.S.): $500 Healthcare: $220 Transportation: $112 (for a public transit pass for city dwellers; for others, count on rent going down. Food: $150/month Total = $982/month, leaving, in your scenario, ~$868 for clothing, other expenses, and luxuries and comforts. My point is not that any of these luxuries are bad or excessive. But, my comment was that a person can live in reasonable comfort with $30,000 per year, and your examples kinda prove my point. [/QUOTE]
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