question for navy people

[IloveJesusMyFather3:16]

Hey, I have a question for the Navy people out there. Is it possible for an allotment to be set up to take money out of your paycheck without them letting you know or without you signing for it?? Thanks.

 

[desi]

Yes, you can always go to admin and stop the allotment. Anyone with a mind to do it lacking the scruples can find a way to do such a thing. All you have to do is start looking along with the paper pushers to get to the bottom of it and stop it.

 

[IloveJesusMyFather3:16]

Thanks for replying but my question is: Can an alotment be set up without you knowing about it?? ....or are you always informed of it? ....and maybe even have to sign for it? Thanks.

 

[Shalia]

Why would you want to do that? Are you trying for child support or something?

I remember having to drop my allotment papers off at PSD personally. But I never had anyone try to do it w/o my knowledge.

I *think* if you are trying to get something like child support, what works is you send a copy of the court orders to DFAS and they'll start up the allotment. But I'm almost certain that a court order is the only way to get an allotment set up w/o the permission of the person who's money it is.

Shalia

 

[desi]

Thanks for replying but my question is: Can an alotment be set up without you knowing about it?? ....or are you always informed of it? ....and maybe even have to sign for it? Thanks.

If someone forges your name to set one up or the courts decide to garnish your wages an allotment can be set up without you knowing about it.

 

[IloveJesusMyFather3:16]

Okay, here is what is going on. For about 3 years my husband has not been taking care of my needs (we can barely afford to buy food). I just found out that an alotment was set up to take hundreds of dollars out of his paycheck to pay for electronics (toys I call them) and he swears that he knows nothing about this. He says his family must have used his credit and when the payments got late enough they set up an alotment out of his paycheck without letting him know. He said he saw it on his LES but thought it was just for Navy expenses. I really feel like he's lying to me. I'm confused. Please help.

1. Is it possible to have an allotment, taking your money out without you knowing what it is or signing for it?
2. Can ANYONE just use your credit? (I'm sure they know his social security #)

 

[Shalia]

That sounds fishy.

But he CAN stop an allotment. He needs to go to PSD and ask it to be stopped. Now, if he signed a contract or something, he won't be able to stop it, but if it's fraud, he should be able to.

Military are easy targets for this stuff. Mainly because companies love the allotment process. Guarantees getting paid. I'd go w/ your hubby to PSD and ask what's going on. You could also have him call DFAS. (800) 756-4571 is customer service, and they could tell him what's going on w/ his pay.

Good luck to you.

 

[daveleau]

I have allotments on my LES that I had forgotten about that I had to call finance to see what they were. But, that is because I never look at my LESs.

There is no way of setting up an allotment without your knowledge. If he had had a bad credit issue, he would have been called into his commanding officer's office to be questioned about it and paperwork would have been set up to create the allotment. Allotments and finance offices are very strict in how they work. It is possible that it was a mistake, and it is possible that he forgot, but it is highly improbable that he had no hand in setting it up. It would mean that the finance office had messed up and had set up the allotment by mistake. But, for them to send the money to one of his accounts to pay for electronics is not a mistake.

I am in the USAF, but from my time in USN ROTC, I know that our systems work the same.

When you say that he is not providing for you, what do you mean? I have seen situations where enlisted men have not left their wives with any food, but I have also seen men who took away charge cards and would not let them shop every day at the mall. Both considered their husbands as not providing. If the former (food) is an issue, then I'd suggest talking to the ship chaplain. If nothing gets resolved, and you want things to change, you can also talk to his super, but I'd leave that as a last resort since it will affect his job.

God bless,
Dave

 

[Shalia]

There is no way of setting up an allotment without your knowledge.

Not necessarily. If you have a court order for child support or maintenance, you can get around the service member. But that's about it. Electronics, he should know about.

But if someone had his social, it'd be easy to defraud him. I had people come to my door trying to sell me stuff all the time <and how about those people who do the "credit to all military E-1 and up"?> because all it takes is an allotment to guarantee payment?

Perhaps someone else knew his information and turned in the paperwork as fraud. Possible. Likely? Probably not. But possible. No one asked to see my ID when I turned in allotment paperwork on several different allotments. They just took it and said "thanks". PSD is a bit screwy like that.

I'd venture to guess, though, that if he knows it's for electronics that he set it up. Cause my LES never said what my allotments were FOR. Just showed that money was being pulled out. <Can't remember the exact wording on it...>

Shalia

 

[IloveJesusMyFather3:16]

No children. My husband just thinks that electronics are more important than food and bills. I am disabled and just got approved for SSI and so from now on I won't have anymore food problems. I figured it was just another one of his lies. I've always been afraid of getting him in trouble (by saying something to his work) and humiating him - mostly worried about him losing his job or going to the brig....so I've never said anything. He isn't active duty right now - he's in the Reserves at the moment and so the allotment just got cut off. I wonder if I were to call that DFAS number if they would give me any info on this situation (like maybe when/if he set it up). Thanks for all your help. Please pray for my husband to be saved and to be delivered and to turn his life around and to learn what love is. Also, please pray that God will tell me if I should stay with him or not. Thanks you guys!
Love you
Leah

 

[Shalia]

YOU probably won't get anything out of DFAS. They'll likely only want to speak to the service member unless you have power of attorney.

I'll pray for you though. That, I can offer. And I'm glad you got your disability. God provided a way for you to have the necessities, and it's your income.

I remember your story from the P/C board. I still hope you are working on an exit plan, just in case, just to be safe. I know God wants all marriages to work out if possible, but he also wants his children to LIVE through them. God bless you and keep you, little sister.

Shalia

No children. My husband just thinks that electronics are more important than food and bills. I am disabled and just got approved for SSI and so from now on I won't have anymore food problems. I figured it was just another one of his lies. I've always been afraid of getting him in trouble (by saying something to his work) and humiating him - mostly worried about him losing his job or going to the brig....so I've never said anything. He isn't active duty right now - he's in the Reserves at the moment and so the allotment just got cut off. I wonder if I were to call that DFAS number if they would give me any info on this situation (like maybe when/if he set it up). Thanks for all your help. Please pray for my husband to be saved and to be delivered and to turn his life around and to learn what love is. Also, please pray that God will tell me if I should stay with him or not. Thanks you guys!
Love you
Leah

 

[daveleau]

General powers of attorney are often not enough, either. You have to have a special power of attorney that is specific for finance to get in to talk to finance many times.

Even court settlements are disclosed to the member, but that is not the case here.

I am praying for you, your husband and for your situation.

God bless,
Dave