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Discussion and Debate
Discussion and Debate
Politics
American Politics
Personal responsibility and school lunches
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<blockquote data-quote="mark46" data-source="post: 76060861" data-attributes="member: 257078"><p>I guess that we disagree with the basic definition of insurance. I pay my medical insurance once a month. Is that expected to cover all my costs? If so, then it isn't "insurance" at all. It is a method to pay for medical costs. </p><p></p><p>For decades, we each decide how much risk to take. Some indeed prefer to pay for almost all medical costs out of pocket. In this case, they buy insurance for only extraordinary costs. Some medical professionals charge less for those who pay cash. There are testing services that do the same. I have Medicare. I CHOOSE to pay for a supplemental policy with no deductibles. The monthly costs are relatively high. I have almost no medical costs. My brother CHOOSES not to have a supplemental policy. He has significant out of pocket costs.</p><p></p><p>I presume that your concern is government-provided health care for the poor. IMO, that is not really an issue of insurance. It is an issue of making sure the poorest among us can afford medical coverage. Under Medicare, there are managed care options that do much of this. Of course, these plans are heavily subsidized.</p></blockquote><p></p>
[QUOTE="mark46, post: 76060861, member: 257078"] I guess that we disagree with the basic definition of insurance. I pay my medical insurance once a month. Is that expected to cover all my costs? If so, then it isn't "insurance" at all. It is a method to pay for medical costs. For decades, we each decide how much risk to take. Some indeed prefer to pay for almost all medical costs out of pocket. In this case, they buy insurance for only extraordinary costs. Some medical professionals charge less for those who pay cash. There are testing services that do the same. I have Medicare. I CHOOSE to pay for a supplemental policy with no deductibles. The monthly costs are relatively high. I have almost no medical costs. My brother CHOOSES not to have a supplemental policy. He has significant out of pocket costs. I presume that your concern is government-provided health care for the poor. IMO, that is not really an issue of insurance. It is an issue of making sure the poorest among us can afford medical coverage. Under Medicare, there are managed care options that do much of this. Of course, these plans are heavily subsidized. [/QUOTE]
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