this suggests gradual
1Pe 2:2 Like newborn babies, crave pure spiritual milk, so that by it you may grow up in your salvation,
Col 1:22 But now he has reconciled you by Christ's physical body through death to present you holy in his sight, without blemish and free from accusationCol 1:23 if you continue in your faith, established and firm, not moved from the hope held out in the gospel
I don't think it's about one point, but it's about the life as a process.
There is a point when you surrender to God (invite Jesus into your heart), but if you don't continue to surrender your heart to Him with your life, then...
2Co 13:5 Examine yourselves to see whether you are in the faith; test yourselves. Do you not realize that Christ Jesus is in youunless, of course, you fail the test?
We have to keep testing: are we still in the faith? are we continuing?
Heb 10:36 You need to persevere so that when you have done the will of God, you will receive what he has promised.
Gal 6:9 Let us not become weary in doing good, for at the proper time we will reap a harvest if we do not give up.
2Pe 1:10 Therefore, my brothers, be all the more eager to make your calling and election sure. For if you do these things, you will never fall,
2Pe 1:11 and you will receive a rich welcome into the eternal kingdom of our Lord and Savior Jesus Christ.
The principle is this one I think:
Eze 18:21 "But if a wicked man turns away from all the sins he has committed and keeps all my decrees and does what is just and right, he will surely live; he will not die.
Eze 18:22 None of the offenses he has committed will be remembered against him. Because of the righteous things he has done, he will live.
Eze 18:24 "But if a righteous man turns from his righteousness and commits sin and does the same detestable things the wicked man does, will he live? None of the righteous things he has done will be remembered. Because of the unfaithfulness he is guilty of and because of the sins he has committed, he will die.
Being saved = walking with God. Salvation is a journey. Some people get saved the minute before they die like a thief on the cross. Some get a longer journey. And it's the end that matters. If the end is not with God, then "none of the righteous things will be remembered"
If the end is with God, then "none of the wicked things he has done will be remembered"