Congress passes the largest housing affordability bill in decades

essentialsaltes · Jun 24, 2026

The bill, called the 21st Century Road to Housing Act, passed 358-32 in the House. The Senate approved it Monday with similarly overwhelming bipartisan support. It now heads to President Trump's desk for his signature.

Rather than making a single change, the bill is a hodgepodge of provisions designed to either encourage housing construction or make it easier for home seekers to buy. The flashiest part of the package is a ban that prevents corporate investors [who already have 350 or more homes] from buying up more single-family homes to rent out.

[The bill] streamlines some of the regulations homebuilders must follow to get existing federal financing.

[It also makes life easier for prefab or modular homes.]

The bill also encourages local governments to speed up the homebuilding process by giving more federal dollars to places that build more housing. "If you don't build more housing, you should lose those incentives.

Eager to capitalize on a popular bipartisan win, Trump has canceled the signing ceremony. Wait.

[edit, at first blush, I thought he was cancelling the ceremony, but he's made it clear that he's not signing the bill unless he gets what he wants.]

House Speaker Mike Johnson, R-La., and Senate Majority Leader John Thune, R-S.D., both celebrated the passage of the housing package, which cleared both chambers with overwhelming bipartisan support, an unusual feat in the sharply divided Congress.

Trump did not celebrate it quite as much.

Fantine · Jun 24, 2026

In developed areas, building new homes not only encourages sprawl but also puts infrastructure demands on cities that prevent them from repairing or replacing sewer, water lines, and roads in older areas.
And in almost every case, buying an older home that needs some TLC is much less expensive than buying new.
This scenario is taking place in our small city of 100, 000.

iluvatar5150 · Jun 24, 2026

essentialsaltes said:
The bill, called the 21st Century Road to Housing Act, passed 358-32 in the House. The Senate approved it Monday with similarly overwhelming bipartisan support. It now heads to President Trump's desk for his signature.

Rather than making a single change, the bill is a hodgepodge of provisions designed to either encourage housing construction or make it easier for home seekers to buy. The flashiest part of the package is a ban that prevents corporate investors [who already have 350 or more homes] from buying up more single-family homes to rent out.

[The bill] streamlines some of the regulations homebuilders must follow to get existing federal financing.

[It also makes life easier for prefab or modular homes.]

The bill also encourages local governments to speed up the homebuilding process by giving more federal dollars to places that build more housing. "If you don't build more housing, you should lose those incentives.

Eager to capitalize on a popular bipartisan win, Trump has canceled the signing ceremony. Wait.

View attachment 380685

House Speaker Mike Johnson, R-La., and Senate Majority Leader John Thune, R-S.D., both celebrated the passage of the housing package, which cleared both chambers with overwhelming bipartisan support, an unusual feat in the sharply divided Congress.

Trump did not celebrate it quite as much.

View attachment 380686

Such eloquence and lucidity.

In both chambers, the housing bill got way more votes than needed to override a veto. In order to actually override the veto, they'd have to vote on it a second time. It'd be amusing to see him get shut down like that.

MarcusGregor · Jun 24, 2026

I have yet to read the bill but from what I've seen from others who claim they have this bill is toothless and doesn't really do much to actually provide a solution to the housing affordability problem. It seems to mainly be a vehicle for deregulation, which is just part and parcel for this administration.

Maria Billingsley · Jun 24, 2026

essentialsaltes said:
The bill, called the 21st Century Road to Housing Act, passed 358-32 in the House. The Senate approved it Monday with similarly overwhelming bipartisan support. It now heads to President Trump's desk for his signature.

Rather than making a single change, the bill is a hodgepodge of provisions designed to either encourage housing construction or make it easier for home seekers to buy. The flashiest part of the package is a ban that prevents corporate investors [who already have 350 or more homes] from buying up more single-family homes to rent out.

[The bill] streamlines some of the regulations homebuilders must follow to get existing federal financing.

[It also makes life easier for prefab or modular homes.]

The bill also encourages local governments to speed up the homebuilding process by giving more federal dollars to places that build more housing. "If you don't build more housing, you should lose those incentives.

Eager to capitalize on a popular bipartisan win, Trump has canceled the signing ceremony. Wait.

View attachment 380685

House Speaker Mike Johnson, R-La., and Senate Majority Leader John Thune, R-S.D., both celebrated the passage of the housing package, which cleared both chambers with overwhelming bipartisan support, an unusual feat in the sharply divided Congress.

Trump did not celebrate it quite as much.

View attachment 380686

Sadly, this bill is a wish list straight from the corporate offices of Clayton Homes and Champion Home Builders. That being said on a brighter note, this could be a great solution for tiny home communities who aim to house the homeless. Now we just need cities to get on board and rezone parcels! But the elephant in the room is the attempt to fracture or eliminate environmental laws but in reality it cant on the state level. It explicitly states that it does not preempt state land-use, zoning, or environmental laws.
Thanks for sharing.

iluvatar5150 · Jun 24, 2026

MarcusGregor said:
It seems to mainly be a vehicle for deregulation, which is just part and parcel for this administration.

??? It was co-sponsored by Elizabeth Warren and Trump is basically trying to pocket veto this.

Maria Billingsley said:
Sadly, this bill is a wish list straight from the corporate offices of Clayton Homes and Champion Home Builders. That being said on a brighter note, this could be a great solution for tiny home communities who aim to house the homeless. Now we just need cities to get on board and rezone parcels! But the elephant in the room is the attempt to fracture or eliminate environmental laws but in reality it cant on the state level. It explicitly states that it does not preempt state land-use, zoning, or environmental laws.
Thanks for sharing.

The interests of developers and the public can be aligned - and on this subject, often are. At least according to the AP article, the environmental review requirement is suspended when the project is going up between two buildings that already passed it, which sounds perfectly reasonable to me. Environmental laws have been a huge bottleneck, and a tool for NIMBY's, for ages now.

MarcusGregor · Jun 24, 2026

iluvatar5150 said:
??? It was co-sponsored by Elizabeth Warren and Trump is basically trying to pocket veto this.

Like I said, I haven't read it, but maybe that assessment is wrong. I hope it's something good to come out of this congress,

essentialsaltes · Jun 24, 2026

It would be better if it put (more) federal funding into building housing, but we don't have a lot of money to spend, so finding little levers here and there to grease the wheels is probably the best we could hope for. [That said, we should also be addressing high density housing. Not just SFR.]

Say it aint so · Jun 24, 2026

Trump is literally holding hostage a bill that on it's face is meant to address the real and crippling high costs of housing, in lieu of election stealing voter fraud that does not exist.

Vambram · Jun 24, 2026

Trump declares ‘national emergency,’ demands housing overhaul bill be scrapped in SAVE Act push

President Donald Trump canceled a housing bill signing and declared a "national emergency" as he ramps up pressure on Congress to pass election legislation.

www.foxnews.com

essentialsaltes · Jun 24, 2026

Vambram said:
Trump declares ‘national emergency,’ demands housing overhaul bill be scrapped in SAVE Act push

President Donald Trump canceled a housing bill signing and declared a "national emergency" as he ramps up pressure on Congress to pass election legislation.

www.foxnews.com

Even supposing there is some national emergency for him to address, why can't he take five seconds to sign a popular bipartisan bill?

iluvatar5150 · Jun 24, 2026

essentialsaltes said:
Even supposing there is some national emergency for him to address, why can't he take five seconds to sign a popular bipartisan bill?

leverage, petulance, etc

Vambram · Jun 24, 2026

essentialsaltes said:
Even supposing there is some national emergency for him to address, why can't he take five seconds to sign a popular bipartisan bill?

That's an easy answer. He's trying to get Congress to pass the S.A.V.E. America Act in order to make sure that only legal voters are actually voting. This is an issue that 80% of Americans support. But the feckless politicians in the Senate refuse to pass that Act. The national emergency is that our voting system is not nearly as secure as it should be.

Bradskii · Jun 24, 2026

Vambram said:
That's an easy answer. He's trying to get Congress to pass the S.A.V.E. America Act in order to make sure that only legal voters are actually voting. This is an issue that 80% of Americans support. But the feckless politicians in the Senate refuse to pass that Act. The national emergency is that our voting system is not nearly as secure as it should be.

Some people constantly complain that there are those amongst us who literally wouldn't support anything good that Trump would do. I read through the op thinking that at last we have an opportunity to do so. To show that if he really does something that deserves credit, then he'll receive credit for it. So I mentally have my finger poised over the Like button when I get to this:

The 'signing is hereby cancelled'...

...and he snatches defeat from the jaws of victory and confirms his petulance. Even when I want to congratulate him for something he won't let me.

Pommer · Jun 24, 2026

Vambram said:
That's an easy answer. He's trying to get Congress to pass the S.A.V.E. America Act in order to make sure that only legal voters are actually voting. This is an issue that 80% of Americans support. But the feckless politicians in the Senate refuse to pass that Act. The national emergency is that our voting system is not nearly as secure as it should be.

I‘m not worried about how our elections are being run. That States are doing a fine job.
But we need houses yesterday.

essentialsaltes · Jun 25, 2026

'As long as it takes': Trump allies freeze House floor to pressure Senate on voter ID bill

Rep Anna Paulina Luna says the group will hold up every piece of legislation until SAVE America Act passes

The hardball tactics led House Republican leadership to pull a series of votes on Wednesday. House Speaker Mike Johnson, R-La., is expected to put legislation that had already been teed up for a vote Thursday, but it is unclear whether he will be able to convince Luna and other conservatives to end their blockade, effectively freezing the House floor.

NxNW · Jun 25, 2026

Vambram said:
That's an easy answer. He's trying to get Congress to pass the S.A.V.E. America Act in order to make sure that only legal voters are actually voting. This is an issue that 80% of Americans support.

False. 80% of voters don't support that bill.

Vambram said:
But the feckless politicians in the Senate refuse to pass that Act. The national emergency is that our voting system is not nearly as secure as it should be.

If there was an emergency, you could provide examples of fraud (other than Trump's electoral cheating).

A2SG · Jun 25, 2026

NxNW said:
If there was an emergency, you could provide examples of fraud (other than Trump's electoral cheating).

Don't hold your breath. No one has provided any such examples yet, and I suspect they're not going to anytime soon.

And we all know why.

-- A2SG, not that those who promote unfounded conspiracy theories like this one will admit it.....

Vambram · Jun 26, 2026

In practically every poll, 80% of Americans DO support the SAVE America Act. And, if there really is NO fraud in our elections, then why do Democratic Party politicians lie about the SAVE Act? Why do Democratic Party politicians stand in the way of making sure our elections are 100% secure?

A2SG · Jun 26, 2026

Vambram said:
In practically every poll, 80% of Americans DO support the SAVE America Act.

Not exactly. See, 80% of Republicans who watch Fox News may support it, but the rest of the country, not so much.

The More Americans Learn About the SAVE Act, the Less They Like It

This Navigator Research report covers the latest views of the SAVE Act, including which messages against the SAVE Act and voter identification laws are most effective.

navigatorresearch.org

But, perhaps you'd care to show us the polls you got your information from, as I have?

Vambram said:
And, if there really is NO fraud in our elections, then why do Democratic Party politicians lie about the SAVE Act?

What lies, exactly? Please, be specific about what those lies are, and who is lying.

But, beyond that, if there really is fraud in our elections, why can't anyone provide any evidence for it? No one has, not even once. And there are people who have specifically said they have evidence, folks like Mike "Pillow Guy" Lindell, Ka$h Patel and even Donald Trump himself, but none of them have provided even a hint of that evidence in all the years since the accusations first surfaced.

Why is that?

Vambram said:
Why do Democratic Party politicians stand in the way of making sure our elections are 100% secure?

How, exactly, will the SAVE act guarantee that? And please, be specific.

-- A2SG, no matter how often I ask some people for specifics, they never seem able to provide any.....

Congress passes the largest housing affordability bill in decades

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Rep Anna Paulina Luna says the group will hold up every piece of legislation until SAVE America Act passes​

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