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House passes Republican health care bill

Valletta

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JosephZ

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Finally a bill that will actually cut costs for patients instead of making insurance companies wealthier.
Don't get excited; it's not going anywhere and will die in the Senate. Meanwhile, health insurance premiums are about to get a lot more expensive for millions of Americans since there wasn't a vote to extend ACA subsidies.
 
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Valletta

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Don't get excited; it's not going anywhere and will die in the Senate. Meanwhile, health insurance premiums are about to get a lot more expensive for millions of Americans since there wasn't a vote to extend ACA subsidies.
I hope Democrats don't block more affordable insurance. We can all contact our senators and ask for a "yes" vote for the Lower Health Care Premiums for All Americans Act!
 
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GoldenBoy89

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Hans Blaster

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Finally a bill that will actually cut costs for patients instead of making insurance companies wealthier.
How will it do that?

The first part was something about forming insurance groups for groups of employers, the second was some thing about pharmacy benefit managers that won't take effect until 30 months after passage.
 
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Valletta

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How will it do that?

The first part was something about forming insurance groups for groups of employers, the second was some thing about pharmacy benefit managers that won't take effect until 30 months after passage.
"the Lower Health Care Premiums for All Americans Act contains a strong initial set of policies that expand choice, particularly for small employers, enhance competition and transparency, and reduce ACA silver plan premiums by 12 percent while lowering federal spending by roughly $30 billion."
" . . .policymakers should consider expanding access to guarantee renewable short-term health-insurance plans, opening up ACA catastrophic plans, taking steps to expand access to HSAs, and site neutral payment reform in government programs."
 
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Hans Blaster

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"the Lower Health Care Premiums for All Americans Act contains a strong initial set of policies that expand choice, particularly for small employers, enhance competition and transparency, and reduce ACA silver plan premiums by 12 percent while lowering federal spending by roughly $30 billion."
Mmmkay.
" . . .policymakers should consider expanding access to guarantee renewable short-term health-insurance plans, opening up ACA catastrophic plans, taking steps to expand access to HSAs, and site neutral payment reform in government programs."
It's hard to evaluate a plan with complex language that I'd never heard of before it was passed.
 
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Maria Billingsley

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After much research, the "Lower Health Care Premiums for All Americans Act," will be disastrous as under its hood are missing parts! Here is the conclusion of my research:

AI Generated

The core superiority of the Affordable Care Act (ACA) structure over the expanded Association Health Plans (AHPs), as proposed in the House bill, lies in its guaranteed consumer protections and market stability. While the "Lower Health Care Premiums for All Americans Act" aims to lower monthly premiums by formally expanding AHPs (which pool members to gain large-group status) and introducing Pharmacy Benefit Manager (PBM) transparency, it achieves lower premiums partly by allowing AHPs to avoid key ACA mandates. This means that unlike ACA-compliant plans, expanded AHPs are generally not required to cover all ten Essential Health Benefits (such as maternity care and mental health services), potentially exposing enrollees to catastrophic out-of-pocket costs for excluded necessary care. Furthermore, critics contend that by drawing healthier workers into these less-regulated, cheaper plans, the AHP expansion could destabilize the comprehensive ACA individual and small-group markets, causing premiums to rise further for sicker individuals who rely on the ACA's robust coverage.
 
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Maria Billingsley

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Own research, AI generated, pick one.
Both. Took me about an hour to get all the information, then formulate it with the help of AI to clearly relate the findings.
 
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