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Obamacare is collapsing. Republicans should let it

Michie

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Twenty years ago, I wrote my first book with the late Bishop Harry Jackson, Personal Faith: Public Policy. Among the major issues we examined were immigration and health care. And here we are — two decades later — still listening to the same debates. Some issues in Washington are like that proverbial leaking roof: everyone knows it needs fixing, and every storm reminds us of the problem. But instead of grabbing a ladder and repairing it, the buckets just get moved around.

The current storm was created when Joe Biden, Nancy Pelosi, and Chuck Schumer used the manufactured COVID-19 crisis as cover to spend billions more taxpayer dollars to prop up the failing Affordable Care Act (Obamacare). Many predicted this back in 2010, when Nancy Pelosi famously declared, “We have to pass it so we can read it,” as she pushed it through Congress without a single Republican vote. The so-called Affordable Care Act quickly became what many warned it would become — the unaffordable care act.

Democrats doubled down in March 2021 and again in August 2022, passing the American Rescue Plan Act and the Inflation Reduction Act, again without a single Republican vote. The first bill created temporary subsidies to mask the ACA’s structural failures, and the second extended this bailout until December 2025. Not only has the Affordable Care Act proven unaffordable — contrary to President Obama’s promises — it was deliberately crafted to bypass the longstanding bipartisan Hyde Amendment, which kept taxpayers out of the abortion business.

That brings us to the present dilemma for Republicans, who now find themselves the property managers of this leaking roof. They have inherited a failed, government-driven health system that funds abortion and pays for controversial experimental drugs and surgeries used in gender transitions.

Continued below.
 
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Job 33:6

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Twenty years ago, I wrote my first book with the late Bishop Harry Jackson, Personal Faith: Public Policy. Among the major issues we examined were immigration and health care. And here we are — two decades later — still listening to the same debates. Some issues in Washington are like that proverbial leaking roof: everyone knows it needs fixing, and every storm reminds us of the problem. But instead of grabbing a ladder and repairing it, the buckets just get moved around.

The current storm was created when Joe Biden, Nancy Pelosi, and Chuck Schumer used the manufactured COVID-19 crisis as cover to spend billions more taxpayer dollars to prop up the failing Affordable Care Act (Obamacare). Many predicted this back in 2010, when Nancy Pelosi famously declared, “We have to pass it so we can read it,” as she pushed it through Congress without a single Republican vote. The so-called Affordable Care Act quickly became what many warned it would become — the unaffordable care act.

Democrats doubled down in March 2021 and again in August 2022, passing the American Rescue Plan Act and the Inflation Reduction Act, again without a single Republican vote. The first bill created temporary subsidies to mask the ACA’s structural failures, and the second extended this bailout until December 2025. Not only has the Affordable Care Act proven unaffordable — contrary to President Obama’s promises — it was deliberately crafted to bypass the longstanding bipartisan Hyde Amendment, which kept taxpayers out of the abortion business.

That brings us to the present dilemma for Republicans, who now find themselves the property managers of this leaking roof. They have inherited a failed, government-driven health system that funds abortion and pays for controversial experimental drugs and surgeries used in gender transitions.

Continued below.
This seems odd to me because of course the affordable care act has provided affordable insurance to enrollees. Hence why millions of people's health insurance premiums are going up along with the expiration of subsidies.

And that's not to say that health insurance costs aren't rising. Insurance companies have been charging more, along with hospitals and pharmaceutical companies. But that doesn't mean that the subsidies of the ACA aren't subsidizing health insurance and thus making it affordable for enrollees.

I suspect the opposite, that it is actually the GOP that would rather keep funds in the hands of insurance companies by keeping them deregulated. Unlike the democratic party that has been pushing for more regulation and even universal healthcare which in every modern country is the cheapest healthcare option around.
 
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Maria Billingsley

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Twenty years ago, I wrote my first book with the late Bishop Harry Jackson, Personal Faith: Public Policy. Among the major issues we examined were immigration and health care. And here we are — two decades later — still listening to the same debates. Some issues in Washington are like that proverbial leaking roof: everyone knows it needs fixing, and every storm reminds us of the problem. But instead of grabbing a ladder and repairing it, the buckets just get moved around.

The current storm was created when Joe Biden, Nancy Pelosi, and Chuck Schumer used the manufactured COVID-19 crisis as cover to spend billions more taxpayer dollars to prop up the failing Affordable Care Act (Obamacare). Many predicted this back in 2010, when Nancy Pelosi famously declared, “We have to pass it so we can read it,” as she pushed it through Congress without a single Republican vote. The so-called Affordable Care Act quickly became what many warned it would become — the unaffordable care act.

Democrats doubled down in March 2021 and again in August 2022, passing the American Rescue Plan Act and the Inflation Reduction Act, again without a single Republican vote. The first bill created temporary subsidies to mask the ACA’s structural failures, and the second extended this bailout until December 2025. Not only has the Affordable Care Act proven unaffordable — contrary to President Obama’s promises — it was deliberately crafted to bypass the longstanding bipartisan Hyde Amendment, which kept taxpayers out of the abortion business.

That brings us to the present dilemma for Republicans, who now find themselves the property managers of this leaking roof. They have inherited a failed, government-driven health system that funds abortion and pays for controversial experimental drugs and surgeries used in gender transitions.

Continued below.
And what about pre- existing conditions? This was a big part of the ACA. People tend to forget this .

AI Generated
Prior to the Affordable Care Act , people with pre-existing conditions faced significant difficulty obtaining individual health insurance, as insurers could legally deny them coverage, charge them substantially higher premiums, or exclude coverage for their specific health issues.

Now let's look at why the the spike in premiums. Republicans caused it......

AI Generated
The ACA's foundational financial stability rested on the Individual Mandate, which was intended to force young and healthy people into the insurance risk pool to subsidize the costs of covering sicker individuals with pre-existing conditions. When the Trump Administration effectively eliminated the Mandate's tax penalty in 2017, this critical financial mechanism was broken. This action, combined with measures like expanding less comprehensive plans, effectively gutted the intended financial basis of the ACA by disproportionately retaining sicker, more expensive enrollees while allowing healthier, lower-cost participants to exit the system, leading directly to higher premiums in the individual market.

Thanks for sharing!
 
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Job 33:6

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Republicans often blame the ACA for high insurance costs, but the ACA doesn’t set healthcare prices, insurance companies and hospitals do. Blaming the ACA for rising costs is like blaming your grandfather for expensive shoes he had to buy: the prices were set by the store, not the person paying the bill. Yet somehow, the payer is labeled the failure rather than the system charging the prices.

Healthcare costs are rising for Medicare and Medicaid too, but no one argues we should kick elderly or disabled people off coverage and let them “figure it out.” Instead, the government is blamed for high prices when the real problem is too little oversight, not too much. Countries with universal healthcare, where the government handles insurance for everyone, consistently spend less per person and achieve better health outcomes, including longer life expectancy.

The idea that a “free market” will fix healthcare ignores reality. In a medical emergency, people don’t shop around or negotiate prices, they go to the closest hospital. No one having a heart attack is choosing a farther hospital because it’s in-network. Healthcare isn’t Amazon, and pretending it is only benefits insurers. Universal systems have already proven to be cheaper, more efficient, and better for patients.
 
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