I think you rephrase my points and show a real understanding of them. I appreciate that--often, others who perceive themselves as "anointed adversaries," misrepresent what I say to appear as "obviously wrong." You're a good man, it seems?
As far as how the Catholics officially view atonement, again, there have been centuries of consideration how to look at this. There is probably the "historic Catholic view" and "current popular ways Catholics describe this?" Regardless of how far from the tree Catholics may have fallen, I rely primarily on their "historic view," which is based on the Bible.
Yes, genuine Faith has built into it both repentance and good works. True Faith makes Christ its object and operates through Christ. It is actually a response to Christ's Word. That's why it can be said to do good works or repent, because it is a response of obedience to God's means of power--His Word.
Do Christians "repent?" Of course they do! It's just that it is already assumed that those who choose to live in Christ need not repent as long as they continue to live in Christ. That is, the sins are "small," and not a matter of turning away from the faith or acting inconsistently with the faith.
Of course, Christians can walk away from obedience, and in that case would need to repent. We are encouraged not to get to that place in the 1st place by pursuing Christ ahead of our going our own way.
Catholics may cite the 10 Commandments and claim to follow them consistently. But modern Catholicism may say that priests who molest little boys are deserving of grace and compassion, which is completely out of sorts with "the 10 Commandments."
We may then argue that Catholics have abandoned the 10 Commandments. But in reality, this may simply be abandonment of *their own position!* Yes, I will have to investigate further to know if Catholic leadership has officially left any biblical view of the atonement. I just doubt it, and will not rely on a few modern depictions of what "Catholics believe."
CLICK
In this link we read...
"The great doctrine thus laid down in the beginning was further unfolded and brought out into clearer light by the work of the Fathers and theologians. And it may be noted that in this instance the development is chiefly due to Catholic speculation on the mystery, and not, as in the case of other doctrines, to controversy with heretics. At first we have the central fact made known in the Apostolic preaching, that mankind was fallen and was raised up and redeemed from sin by the blood of Christ. But it remained for the pious speculation of Fathers and theologians to enter into the meaning of this great truth, to inquire into the state of fallen man, and to ask how Christ accomplished His work of Redemption."
It is clear to me that the author believes Catholics continue to hold to the original orthodox formulations of the Atonement, the Deity of Christ and his blood, and views later Catholic works as enlargements on this same thing, engaging in attempts, humble though they be, of "explanations."
The link reads...
"Abelard, who might seem to make the Atonement consist in nothing more than the constraining example of Divine Love has spoken also of our salvation by the Sacrifice of the Cross, in passages to which his critics do not attach sufficient importance."
And so, it is acknowledged that Abelard seems to teach Salvation by our following Christ's example of "love." But in reality, this misrepresents the point Abelard had wished to make, by explaining *why* God chose the method that He did, instead of abandoning the necessity of all of Christ's sufferings.
You will read throughout this article that orthodox, biblical concepts guided the initial development of the Catholic doctrine of the Atonement, requiring the union of Deity with the flesh in Christ, and his satisfaction, not to the Devil, but to His own sense of justice. This had to be done by the God-man, in contrast to fallen human beings who could not redeem themselves.
It was not a "law" man could use to escape orthodox doctrine, by claiming Justification by principle alone, but rather, necessary doctrine requiring a continuous act of God in redeeming us from sin, even after having done so on the cross. The atonement was made, but the atonement has to continually be applied. Works of faith are just as necessary today as they were when Christ found human works wanting! This is not self-atonement, but rather, a proper positioning of faith upon the God-Man, Christ.
I must question, however, why the author denies that Protestants believe in Christ's "priesthood in heaven?" We all believe in "he continues to make intercession for us!" (Rom 8.34; Heb 7.25) Perhaps Catholics wish to align Christ's "heavenly priesthood" with liturgical acts, such as the Eucharist, that represent their definition of "Christian Faith?" But it remains unknown to me whether it is *doctrinal* that the Eucharist is a necessary expression of faith or only a common expression indicating the standard of Christian Faith, trusting in Christ's continuing intercession?
The final argument made in this article criticizes the Protestant view, which is as subject to mischaracterization and misunderstanding as the historic Catholic view. Stating that Christ had to pay off some debt he had, or pay off even the Devil himself, is overly humanizing the spiritual sense by which these things are described. It is God's inifinite nature that brings redemption to bear, and not simply human ways in which we describe this as satisfaction or payment.
The author therefore attacks the very mischaracterization that he admits happened with Catholic views in Catholic history! In reality, all of the various groups adhere to the sense of Christ's Deity, or Man's helplessnesss, and of the need for Christ to constantly intercede for us from heaven.
The atonement was made, but the intercession continues. This is not Salvation by Works. It only asserts that true Faith will continue to express Christ's involvement in our lives through our Works of Faith.
Thank you for drawing my attention to this difficult subject. Divine mysteries are always interesting but maddeningly a little "out of reach?"

We must approach them with humility, however!