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<blockquote data-quote="ZaidaBoBaida" data-source="post: 62022085" data-attributes="member: 311995"><p>I don't think most people who get food stamps have credit cards because most credit cards have income requirements. That's not even taking into consideration that a lot of people on public assistance do have bad credit. If they're very very lucky they have no credit. </p><p></p><p>However, have you ever seen a debit card? It looks like - guess what? A credit card. Have you seen a Walmart or an American Express money card? They look like - guess what? Credit cards. And just because I know someone will ask - the Walmart money card and the American Express money card work like a debit card. You put money on it. It costs something (don't know what). You can't overdraw it like you can a bank account. Once you're out of money - you're all done. They're for people who can't have bank accounts for whatever reason - usually because they've screwed up multiple accounts.</p></blockquote><p></p>
[QUOTE="ZaidaBoBaida, post: 62022085, member: 311995"] I don't think most people who get food stamps have credit cards because most credit cards have income requirements. That's not even taking into consideration that a lot of people on public assistance do have bad credit. If they're very very lucky they have no credit. However, have you ever seen a debit card? It looks like - guess what? A credit card. Have you seen a Walmart or an American Express money card? They look like - guess what? Credit cards. And just because I know someone will ask - the Walmart money card and the American Express money card work like a debit card. You put money on it. It costs something (don't know what). You can't overdraw it like you can a bank account. Once you're out of money - you're all done. They're for people who can't have bank accounts for whatever reason - usually because they've screwed up multiple accounts. [/QUOTE]
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