Have to tell one of my daughter's not to even consider moving to Louisiana. Their having car insurance is "spotty". Right now she has full coverage, but the times in the past... But there are different types and "liability" is the lowest one, isn't it?
Know many people that just keep the bare minimum on (the insurance for other people). After a certain number of years of the car, it's simply not worth paying insurance to repair it should it be involved in an accident.
Now how did we get on to this? Oh yeah, now I remember, someone said that ObamaTAX was akin to buying car insurance. Well, we obviously can see that it's not.
and if you drive someone's car that is uninsured and you get pulled over you'll get a ticket for driving with out insurance. You can't drive a car that doesn't have liability insurance. If you own one that is registered but not running and it just sits in your driveway, you still have to carry insurance on it or turn the plates in to the DMV. If you turn the plates in and it sits, the ordinance ppl will come around and tell you, you can't keep it unless its all the way in your drive way and not in front your house or touching the sidewalk.
If you don't turn in the plates and let the insurance lap, when you go to get your driver licence renewed or if you try to register any other vehicle, they'll be a flag on your licence and you'll have to pay a fine for not keeping up the insurance or you can't get you license renewed or vehicles registered and if you get caught driving that way the cops can arrest you for expired licence and not having the proper registration on your vehicle.
We got on this because someone said the federal government does not require car insurance but they do if you file a federal bankruptcy. You can not file f you did not keep your car insurance up. Don't ask me why but that is factual. You can't file a federal bankruptcy if you don't have liability car insurance if you own a car or have one financed and/or registered to you.
all making it a law did, that you have to have liability on your car, is it opened the flood gates for personal injury lawyers. Took ambulance chasing to a whole nother level. you can't get a lawyer here for anything but personal injury.
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