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My family (wife and newborn) live outside of NYC. We have decided that we do not want to raise our children in or around the big city. We decided that we would start keeping our eyes open for a new job elsewhere in the country. We have little requirements other then a preference for warmer...

My family (wife and newborn) live outside of NYC. We have decided that we do not want to raise our children in or around the big city. We decided that we would start keeping our eyes open for a new job elsewhere in the country. We have little requirements other then a preference for warmer...

My family has determined that a fair guideline for us to donate to charity/Church is 10% of after tax earnings. I am debating on what is the best "after tax" number to use. If my tax rate is 25% and I then make charitable tax deductions, my "effective" tax rate is no longer 25% (it could now...