I have never been able to understand how some Christians are able to state that they are saved , and I struggle with Christians' stance on this. For me, I believe that I won't know whether or not I'm saved until the moment I leave this world to journey in the worlds of God. It's this uncertainty that makes me strive to be the best believer I can be through, prayer, acts of kindness, attempting to lead a moral life etc. No, I won't know whether or not I'm saved until the day I breathe my last
This largely depends on what is meant by "saved".
As a Lutheran I consider confidence of one's salvation to be based upon the fact that Christ died and rose from the dead, ascended, and is coming again. It also means being able to point to my baptism and what that baptism means and signifies, the promises which God has attached to baptism. For Lutherans one of the most bold things we can say is "baptismus sum", "I am baptized". Luther recommends that Christians regularly remind themselves of their baptism, such as when we make the sign of the cross, but we should even be reminded of this when we bathe, the water itself reminding us of the fact that we are baptized. And to continually and regularly return to our baptism by repentance, thereby drowning the old man by repentance.
So to say "I have been saved" does not involve looking to ourselves and our spiritual works or feats of will; it is to look to the Cross and confess the Cross, to affirm our baptism wherein we have been crucified with Christ.
But it is more than "I have been saved", it is to say, "I am being saved'; as this salvation is present tense. It is also future tense, so we say "we shall be saved". We have been saved, two thousand years ago when the Son of God gave His life for us all; we are being saved as the Word of God comes to me, the Holy Spirit present in me--which I can believe with confidence on account of my baptism--that the Gospel is declared to me and I believe this, trust this, and this faith is granted to me as the gift and grace of God by which I look upon the Christ who died and in whom I am promised true and eternal life--and therefore I will be saved for there comes a day when that promise shall be made full, when it shall be as it is written, "Where O Death is your string? Where O Death is your victory?" for the day will come when Christ shall return and the dead shall rise and all creation restored and we shall dwell with God forever.
The confidence to say I have been, am being, and will be saved is never to point to me, but always to point to Christ in which are found the true and certain promises of God. For Christ says that all those which the Father has given Him will not be plucked from His hand, He says that He will, most assuredly, raise them up on the last day. St. Paul says to us that neither life, death, nor any power at all can separate us from the love of God that is in Christ Jesus. And it is only in this reality, of the love of God for us and His act to save us and redeem us that we, with confidence, can say "We are more than conquerors,"
-CryptoLutheran