So while God's Spirit might be inside a person, until a person accepts the relational binding together, salvation is yet to happen for them.
Disagree with "tricky" question, and would rather say the "understanding" is complex.
Humans, "understand" with their mind.
Gods "understanding" is Spiritual.
The "tricky" part, is for a man, to set aside his minds "understanding", and instead, "understand" scripture, according to Gods "understanding".
And THAT, is only accomplished, BY GOD GIVING a man "HIS" understanding.
Disagree with "salvation is yet to happen for them".
Once God forgives a mans sin - God Spirit indwells within a man - His Salvation HAS HAPPENED.
You are speaking more to FAITH. (as you say the relational binding together).
Agree, God is the GIVER of the measure of Faith.
It is the man who is told to SEEK.
Well, Gods Spirit IS within the man, meaning, Gods there, waiting for the man TO SEEK.
Which is your reference to the binding.
Some men, are content with their small measure of faith. They believe, Gods Spirit is within them, they are saved, they have forever life to look forward to. That does not change. They are content, with their mustard seed measure of faith and God is just as faithful to them, as one deep in faith.
Their Salvation is complete. Their Salvation is not in jeopardy.
However, some men are, similar to me, perhaps viewed, by men, as a pest, constantly, knocking on Christ's door, tell me this, show me that, what does this mean, how can I, tell me, show me, teach me, knock, knock, knock, hello, it's me again and again and again, Bless you Lord, thank you Lord. Tell me more, knock, knock, knock, today is a new day, my ears are ready to hear more. Thank you Lord, thank you, thank you.
God Bless,
SBC