In the past few months many different "theories" on salvation have been brought to my attention. The theories center around, what happens when we die and who it happens to. I have heard that God hand picks people (calvinist) I have heard that It is soley the choice of a person to accept salvation (armenism) I have heard many theories of a combination of both, and I have heard most recently that because Jesus died for ALL sins ALL people reep the benefits and will spend eternity in heaven. All present biblical references and I am the least to say very confused. What happens when we (by we I mean the human race, including non christians) and who does it happen to. Please give me biblical refernce because I am very confused and DESIRE to know the truth from Gods perspective. Thanks you!