or more likely, lack of it. I guess it is in God's hands. I am not there yet but watch my bank account getting drained to the bottom regularly with "life". This time was a total hip replacement and off work for 3 months. All the daily bills got paid but I still owe for the surgery and my savings has about 20 bucks in it. My husband's retirement plan got drained twice...first time he was diagnosed with cancer and when it returned...so that was gone when he died. His small life insurance policy paid for my schooling but I don't think I ever see getting ahead. Maybe in the next few years as the kids move on to adulthood IF I can keep my health up, I can start to save something for longer than a few months. I am praying for a job that isn't so hard on my body...but no luck so far.
I can't be the only one who knows I need to have a retirement savings but just can't seem to get life to cooperate. I have had to have two surgeries in two years ... and hoping the quality of my life will actually improve now...but I still am doing physical therapy for back pain that I am hoping will not be permanent as my body gets strong again.
For those who are like me, what is your plan to survive old age. I suspect I will be nursing until I can't stand up anymore. Depending on when that happens, I might really be in trouble.
I can't be the only one who knows I need to have a retirement savings but just can't seem to get life to cooperate. I have had to have two surgeries in two years ... and hoping the quality of my life will actually improve now...but I still am doing physical therapy for back pain that I am hoping will not be permanent as my body gets strong again.
For those who are like me, what is your plan to survive old age. I suspect I will be nursing until I can't stand up anymore. Depending on when that happens, I might really be in trouble.