Being a member of a church comes with a responsibility to give. This giving can be a part of a practice of worship to God but it is not there to cap our giving. Give what is responsible to the church but make sure you are generous outside of this and don't get trapped in this thinking that because you give to the church your role in giving is done. Be responsible with giving but also led by the spirit.I have just joined a small community church in my neighborhood. I wouldn't have any problem putting money into the offering, because that church does a lot of work among the elderly in the community and I would know that the money goes to where it is needed, and not to line the pockets of some overpaid minister who doesn't even preach the gospel. The church I have just joined has a self-supporting minister and uses visiting lay-preachers.
But if I gave a homeless man ten dollars to buy his next meal, I think I would be giving to God just as much as if I put the same ten dollars into the offering plate at church.
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