I do love Jesus and I have repented of my sins (even though I worry if its not true repentence). Does this mean Im not saved since I havent been baptized and if I die then I would go to hell?
I do not tell you these things to be a fear monger, but to let you know whats in scripture.
Let me tell you something a brother explained before about the "what if" question you pose of not being baptized and dying. A fellow Christian came up to this brother, and asked him how to respond to the "what if" question about baptism and mentioned that he didn't want to seem judgmental but at the same time he knows what scripture says and wanted to know how to go about it.
This is the reply:
"You are correct that attempts to imagine a situation where the rule might be broken does not invalidate the rule. People imagine the possibility of a person believing in Christ but before he can act on it he is killed. "What will happen to the poor man?" they moan. They want someone to say, "he will be saved," so that they can say, "See, you can be saved without baptism!"
As you noted, we can't say that because it isn't what God said. "
If anyone speaks, let him speak as the oracles of God. If anyone ministers, let him do it as with the ability which God supplies, that in all things God may be glorified through Jesus Christ, to whom belong the glory and the dominion forever and ever. Amen" (
I Peter 4:11).
What they don't realize is that they are diminishing the power of God. "
The Lord is not slack concerning His promise, as some count slackness, but is longsuffering toward us, not willing that any should perish but that all should come to repentance" (
II Peter 3:9). If a man turns his heart to God, God is not going to take his life at the last second so as to prevent his salvation. The Lord God is not like that.
I often ask such people, "Can a person be saved with confessing Christ?"
"
Therefore whoever confesses Me before men, him I will also confess before My Father who is in heaven. But whoever denies Me before men, him I will also deny before My Father who is in heaven" (
Matthew 10:32-33).
"
But what does it say? "The word is near you, in your mouth and in your heart" (that is, the word of faith which we preach): that if you confess with your mouth the Lord Jesus and believe in your heart that God has raised Him from the dead, you will be saved. For with the heart one believes unto righteousness, and with the mouth confession is made unto salvation" (
Romans 10:8-10).
"But what," I then ask, "will happen to him if he dies before he has a chance to open his mouth and make a confession?"
And what about repentance? Can a person be saved without changing their life?
"
I tell you, no; but unless you repent you will all likewise perish" (
Luke 13:3,
5).
"
Repent therefore and be converted, that your sins may be blotted out, so that times of refreshing may come from the presence of the Lord, and that He may send Jesus Christ, who was preached to you before" (
Acts 3:19-20).
Now some want to blur the lines and say that faith, confession, and repentance are all the same thing. But I always point out that you believe in your heart, but confession is made with the mouth and repentance means doing things differently. "
... that they should repent, turn to God, and do works befitting repentance" (
Acts 26:20). What happens to a fellow who doesn't have a chance to do works befitting repentance?
The answer is, if it ever did happen (and I have more confidence in God than that), then it would be God's decision, and fortunately not mind, but in the meantime, I must teach the will of the Father and He says that hearing the word, faith in Jesus, confession of Christ, repentance from sins, and washing away sins in baptism are
all necessary to be saved from sins. Therein is the key problem. People talk about salvation, they see the goal is to get to heaven, but they neglect to see that they being saved
from something -- sin! It is as if they think they can be saved from drowning while remaining under the water.
However, we know that the early disciples understood the importance of being saved. When Saul was taught by Ananias, "
And now why are you waiting? Arise and be baptized, and wash away your sins, calling on the name of the Lord" (
Acts 22:16). When the Philippian jailer wanted to be saved, "
So they said, "Believe on the Lord Jesus Christ, and you will be saved, you and your household." Then they spoke the word of the Lord to him and to all who were in his house. And he took them the same hour of the night and washed their stripes. And immediately he and all his family were baptized" (
Acts 16:31-33). And this even though
Acts 16:25 said the events started around midnight.
Why the urgency in obeying God's commands? Because the people knew that the future is uncertain. "
Whereas you do not know what will happen tomorrow. For what is your life? It is even a vapor that appears for a little time and then vanishes away" (
James 4:14). They did not risk the possibility of not having another opportunity.
"
For He says: "In an acceptable time I have heard you, And in the day of salvation I have helped you." Behold, now is the accepted time; behold, now is the day of salvation" (
II Corinthians 6:2).
Frankly, when people truly believe God and are willing to do as He commands, the gap between belief and baptism isn't all that great. The possibility of dying before obeying is slim, and I'm confident that the Lord watches over those who are His.
When the Ethiopian asked, "
See, here is water. What hinders me from being baptized?" The answer was, "
If you believe with all your heart, you may" (
Acts 8:37-38). There is nothing preventing salvation but a person's own heart."
Please i am really worried and condused. I searched for answers. Some people say saved by faith amd Jesus death finishes the salvation process and trying to add works to save ourselves is dangerous. But others say baptism IS necessary and that you go to hell if you aren't baptized. I dont want to think that all this time my faith in Jesus was in vain and I was never saved, but I also dont want to risk going to hell for not being baptized.
I am going to give you two analogies here:
#1 - Your question about "faith only" saved. People normally recite Ephesians 2:8-9 right?
Analogy #1:
Your friend calls you and says "I have a gift for you. You need to come here to my house and pick it up to receive it."
1-Is the gift free? Well yes, your friend is giving it to you. The word gift in itself means "a thing given willingly to someone without payment; a present.".
2- Are you going to get the gift by just sitting at your own home? No.
3- Do you have to GO and GET the gift from your friends house? Yes.
The same applies to the gift of grace. It is a free gift you cannot work for, but you have to "go and get it" aka repent, confess, be baptized, and remain faithful.
To get off topic a bit:
I would strongly urge you to study your bible, read it again and again. It's actually a command that we study so that we can "test the spirits" and "rebuke and reprove" and to "keep what is good". How are you going to stay a strong, growing Christian if you do not study?
Okay back to the question:
We are not saved by faith only, plain and simple. Believe is a verb, an action word, that is continuous and doesn't stop. It is true, that no one can work for grace, yes, however your obedience is required by the word of God (gospel/bible) which commands being baptized and remaining faithful. How do you remain faithful? Doing the will of God, which are indeed works.
You can't just say "Okay I believe and now I can continue on with my life like before." Jesus requires us to work. Look at the "great commission" Matthew 28:18-20 as one example. Look at James 1:27 as an example too. Do you think these are not work? They are. A Christian that does not "bare fruit" is, for lack of a better word from me, worthless to God (See Matthew 7:16-27 as a reference, also John 15, parable of the talents Matthew 25).
Faith only is NOT obeying the gospel commands and those who do not obey the gospel are doomed, 2 Thessalonians 1:8-9.
What does James 2:14-26 say?
What does Hebrews 11:6 mean?
What does Hebrews 11:8-10 mean?
Now when you answered those 3 questions, ask yourself if faith only is right.
#2- Your question on saved upon believing and not baptism.
Analogy #2 - I suppose its more of a question but:
Do you wash your clothes because they are dirty or do you wash your clothes because they are clean?
You cannot be saved before baptism, because baptism is "for the remission of sins". Lets look at some scripture.
Romans 6:23 and Ezekiel 18:4 =
If you do not receive "remission of sins", can you enjoy God's gift of eternal life? (yes or no)
Now look at Acts 2:37-47; Acts 22:16.
Did these sinners gladly accept the word and obey the command to be baptized?
Were their sins forgiven at baptism?
Did the Lord add to their number (the church) daily those who were being saved?
Now lets get something else straight. Some people say "baptism is 'because of the remission of sins" for Acts 2:38.
This is what the Greek says for the word "for" in Acts 2:38:
εἰς eis, ice; a primary preposition; to or into (indicating the point reached or entered); into, unto, to, towards, for, among.
Do you see the words "because of" here?
Fact of the matter is, according to the gospel you are save after you are baptized and not before, Mark 16:16; Galatians 3:27; Romans 6:1-4.