I don't know if I can answer this all in one go; it's quite long.
For several reasons. First, such a view makes God the potential Savior of all without exception and the actual Savior of no one. In your view, Christ didn't save you. You see salvation as that of a man drowning out in the ocean whereupon Christ throws him a life preserver.
No I don't.
Christ IS the life preserver. He doesn't stand on the shore throwing out ropes and waiting for half dead people to locate and grab hold of them; he wades into the sea and rescues them.
Someone who is in the sea and in distress will very likely call out for help. Does their calling save them? No, but maybe it alerts someone to their condition so that the appropriate help can be sent. The lifeguard, coastguard, air ambulance or whoever is the one who saves them.
Christ's act of throwing the life preserver wouldn't save anyone. You believe that the work of Christ is powerless, in and of itself, to save a single person.
No I don't. But Christ's work is more than standing at a distance and tossing out a life preserver.
In your view, it isn't until the drowning man lays hold of the life preserver that Christ's actions are of any benefit. In that case, Christ didn't save you. You saved yourself by laying hold of the life preserver.
No. Christ saved me.
If you were in the sea, in great trouble and actually in the act of drowning, it would be because the conditions were too bad/you were blown out to sea/tangled in seaweed or whatever, and unable to save yourself. In that situation, you may not realise someone had even thrown you a life preserver, never mind have the strength to physically grab hold of it. Someone who stood on the shore and did nothing else but throw a rope would be rather callous if they later said "well I threw the rope; it's his fault if he didn't grab it." They would probably be told that the way to save you was to go into the sea, grab hold of you, bring you to safety and provide whatever medical treatment that was needed. They might face prosecution for failing to save you, or alert the right people to save you - and any attempt to blame you, the drowning man, would no doubt be dismissed.
That analogy doesn't work exactly for salvation. I would say that most non Christians aren't aware/don't believe that they are drowning. Are they in trouble and realise they can't save themselves? The people I talk to either don't believe in God, so therefore there is no one to sin against, or do believe but don't count themselves as sinners, "I help others and lead a pretty good life really." Did Christ die for them? Yes, but they don't realise it. They don't realise they are drowning and WILL die spiritually unless they call on their Saviour.
But you will say, "Wait, I didn't throw the life preserver to myself." Surely not. However, you cannot discount the fact that neither the life preserver, nor Christ's work of throwing it to you, is what saved you.
If I was in the sea in trouble, called for help and someone stronger than I waded in to save me; that person is the one who saved me. Did my calling out save me? No, although it may have got someone's attention and alerted them to my plight.
And I would have been calling out for help because I knew that I was in trouble and could not save myself.
If I was in the sea and didn't call for help because I didn't realise I was drowning, how would I be saved? Only by a lifeguard realising what was happening and swimming out to save me. If I then turned to him and said "what are you doing?", he would probably say "you would have drowned if things had carried on as they were; I saw that danger and saved you before that could happen." At which point I'd probably feel very grateful that he had seen a danger that I hadn't seen, and that I was still alive.
Most non Christians, I would say, have no idea/don't believe that they are drowning. Christ has died to save them, and is doing everything to make sure both that they realise their condition and that he has provided the answer. But it's not exactly the same as the lifeguard scenario; he doesn't zap people and say "you are now saved/born again whether you realised you needed, and wanted, it or not."
The most you could say is that you and Christ worked together to save you and, therefore, you deserve as much, if not more, credit for your personal salvation than Christ.
No; Christ saved me.
All is from God. He created me, loved me, saved me, filled me with his Spirit and gave me eternal life. I did nothing to earn this or make it happen. All I did was to say, "I agree that I am a sinner and cannot save myself. It is only Jesus who can save me; please save/help me." And God didn't say, "you are already saved; Jesus' death benefits and saves you whether you realised it or not." Otherwise, the logical argument is that since Christ died for everyone, everyone in the world now has, and is living in a state of, salvation.
In the Bible, God issues invitations; "come, let us reason together", "come, all who are thirsty", "come to me all who labour and are heavy laden". Jesus did not order people to follow him, he invited them. They still had to respond. Were the Pharisees, generally speaking, Jesus' disciples? They could see him, hear his teaching, see his miracles etc, but they didn't believe in him and they opposed, rather than followed, him.
It simply isn't in accord with the Gospel account of redemption.
Scripture says that people were saved, baptised and born again after they confessed their sins and called upon the Lord.
This is the spiritual equivalent of a drowning man calling for help.
The Bible gives a perfectly good parallel of the process of rebirth. It is the story of Lazarus. Like Lazarus, natural man is incapable of responding to the call to life. Such an invitation simply falls on deaf ears.
Unless the Spirit is already, maybe through the prayers of others, at work in that person; convicting them of sin, producing a thirst for life and drawing them to Jesus.
It is not until Christ gives life that we are able to respond.
Yes, we respond to Christ through the Spirit; because he has provided people to preach the Gospel/teach us and then convicts us that what we are hearing is true. Not because we have done enough good deeds, or whatever, to earn God's attention/favour.
Even then, I don't believe that God forces anyone to accept the Gospel.
Will try to finish this later. I need to go out.