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CBO says Biden’s student loan cancellation plan could cost $400 billion
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<blockquote data-quote="ThatRobGuy" data-source="post: 76930251" data-attributes="member: 123415"><p>Correct...existing government grants (even before the promise of paying off the first 20k of it) have already created upward pressure on the pricing.</p><p></p><p>I don't have an issue with the Nordic model of make college tuition-free for those who go using tax revenue, but I'd also want the other parts of their educational model to go with it...primarily, having entry requirements being merit-based, and having strict caps/quotas for very specialized fields in the humanities & arts. We don't need 200k kids a year getting degrees in performing arts and journalism like we currently do...even in a flourishing economy, there aren't going to be even close to that many job openings in those fields.</p><p></p><p>I would say that the solution would be to take more of the Nordic approach to post-secondary education...which is to reserve lengthy expensive post-secondary endeavors for fields that actually need it, and embrace more 2-year degree programs as well as vocational training.</p><p></p><p></p><p>But that would require a cultural shift as the current social climate dictates that "has a 4-year degree in something" = "better"</p><p></p><p>One of the most 'telling' examples of the flawed mentality are places like Enterprise Rent-a-car, where the requirement is "must have a bachelors degree...doesn't matter what it's in, just that you have one"</p><p></p><p>And there are several other companies like that.</p><p></p><p>The way to lower the price of college is to lower the demand for college...which is attainable if people can get comfortable with the fact that the overwhelming majority of fields and professions don't really need a 4-year degree for a person to be qualified for it. I got a degree in Computer Science to get my job...I learned more in my first few months on the job than I did in the entire time I was in college...and would've done just fine with a few quick beginner courses prior to starting my first job.</p></blockquote><p></p>
[QUOTE="ThatRobGuy, post: 76930251, member: 123415"] Correct...existing government grants (even before the promise of paying off the first 20k of it) have already created upward pressure on the pricing. I don't have an issue with the Nordic model of make college tuition-free for those who go using tax revenue, but I'd also want the other parts of their educational model to go with it...primarily, having entry requirements being merit-based, and having strict caps/quotas for very specialized fields in the humanities & arts. We don't need 200k kids a year getting degrees in performing arts and journalism like we currently do...even in a flourishing economy, there aren't going to be even close to that many job openings in those fields. I would say that the solution would be to take more of the Nordic approach to post-secondary education...which is to reserve lengthy expensive post-secondary endeavors for fields that actually need it, and embrace more 2-year degree programs as well as vocational training. But that would require a cultural shift as the current social climate dictates that "has a 4-year degree in something" = "better" One of the most 'telling' examples of the flawed mentality are places like Enterprise Rent-a-car, where the requirement is "must have a bachelors degree...doesn't matter what it's in, just that you have one" And there are several other companies like that. The way to lower the price of college is to lower the demand for college...which is attainable if people can get comfortable with the fact that the overwhelming majority of fields and professions don't really need a 4-year degree for a person to be qualified for it. I got a degree in Computer Science to get my job...I learned more in my first few months on the job than I did in the entire time I was in college...and would've done just fine with a few quick beginner courses prior to starting my first job. [/QUOTE]
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CBO says Biden’s student loan cancellation plan could cost $400 billion
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