20. Are all men, then, saved by Christ as they have perished in Adam?
No, only those who by true faith are ingrafted into Him and receive all His benefits.[1]
[1] Ps 2:12; Mt 7:14; Jn 1:12-13, 3:16, 18, 36; Rom. 11:16-21; 1 Cor 15:22; Heb 4:2-3, 10:39
21. What is true faith?
True faith is not only a sure knowledge whereby I hold for truth all that God has revealed to us in His Word,[1] but also a hearty trust,[2] which the Holy Spirit[3] works in me by the Gospel,[4] that not only to others, but to me also,[5] forgiveness of sins, everlasting righteousness, and salvation are freely given by God,[6] merely of grace, only for the sake of Christ’s merits.[7]
[1] Jn 17:3, 17; Heb 11:1-3; Jas 1:6, 2:19; [2] Rom 4:16-21, 5:1, 10:10; Heb 4:16; [3] 2 Cor 4:13; Php 1:19, 29; [4] Acts 16:4; Rom 1:16, 10:17; 1 Cor 1:21; [5] Gal 2:20; [6] Rom. 1:17; Heb 10:10, 11:1-2; [7] Acts 10:43; Rom 3:20-26; Gal 2:16; Eph 2:7-10
22. What, then, is necessary for a Christian to believe?
All that is promised us in the Gospel,[1] which the articles of our catholic, undoubted Christian faith teach us in summary.
[1] Mt 28:19-20; Jn 20:30-31; 2 Tim 3:15; 2 Pt 1:21
The Apostles’ Creed
23. What are these articles?
I believe in God the Father Almighty, Maker of heaven and earth. And in Jesus Christ, His only begotten Son, our Lord: who was conceived by the Holy Spirit, born of the virgin Mary, suffered under Pontius Pilate, was crucified, dead, and buried; He descended into hell; the third day He rose again from the dead; He ascended into heaven, and sits at the right hand of God the Father Almighty; from there He shall come to judge the living and the dead. I believe in the Holy Spirit, a holy catholic Church, the communion of saints, the forgiveness of sins, the resurrection of the body, and the life everlasting.