Social Security was never designed to do what it now does. Over the years it went from being a old age pension safety net in which the average person collected 13 payments before dying (life expectancy was 58 for men and 62 for women in 1930). Over the years, all sorts of additional benefits have been added (including SSI, widows and children of widows, etc.) and the number of years a person collects has risen astronomically. Consequently, SS is paying out billions more than projected. They're running out of money. The only hope we have is that the Millennial generation will hit their prime years with good paying jobs and we soak them with large SS taxes to keep the system afloat. Given their socialist tendencies, they shouldn't mind.