Acts 2:38 "Then Peter said unto them, Repent,
and be baptized every one of you in the name of Jesus Christ for the remission of sins,
and ye shall receive the gift of the Holy Ghost."
Acts 3:19 "Repent ye therefore,
and be converted,
that your sins may be blotted out, when the times of refreshing shall come from the presence of the Lord."
Romans 8:9 "But ye are not in the flesh, but in the Spirit, if so be that the Spirit of God dwell in you.
Now if any man have not the Spirit of Christ, he is none of his."
1 John 3:4 "
Whosoever committeth sin transgresseth also the law: for sin is the transgression of the law. And ye know that he was manifested to take away our sins; and
in him is no sin.
Whosoever abideth in him sinneth not: whosoever sinneth hath not seen him, neither known him. Little children, let no man deceive you: he that doeth righteousness is righteous, even as he is righteous.
He that committeth sin is of the devil; for the devil sinneth from the beginning. For this purpose the Son of God was manifested,
that he might destroy the works of the devil."
Romans 6:23 "
For the wages of sin is death; but the gift of God
is eternal life through Jesus Christ our Lord."
1 Corinthians 5:17 "And if Christ be not raised, your faith
is vain;
ye are yet in your sins."
If you are not Christ's, and Christ is not living in you, you are still in sin, and the wages of sin is death. Hence, Repent, Be Baptized and RECEIVE THE HOLY SPIRIT.
You don't receive the Holy Spirit until you've repented and been baptized. If you do not have the Spirit of God, then you are dead in your sins: meaning, you're not saved.
Revelation 20:13 "And the sea gave up the dead which were in it; and death and hell delivered up the dead which were in them:
and they were judged every man according to their works.”
James 2:20 "But do you want to know, O foolish man, that
faith without works is dead?"
Baptism is a work. It's an outward display of your belief.
I'm not sure how anyone can mitigate the necessity of baptism for salvation.