- Dec 16, 2006
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Running the Private healthcare industry mixed in with the state-funded healthcare pushes up the prices of both because of the need to partition every cost between first payer, second payer, etc. The percentage each pays is different and depends on the procedure.
At my first blood test in this country, I asked if the health insurance would pay for it. The phlebotomist explained that if it were assumed to be for screening they wouldn't but if it was thought to be diagnostic toward treatment, then they would.
The blood-testing company would submit the bill to the insurance company three times, and if then the insurance still had not agreed to pay, then it would be my responsibility.
That was the added cost and complexity for just one simple test.
At my first blood test in this country, I asked if the health insurance would pay for it. The phlebotomist explained that if it were assumed to be for screening they wouldn't but if it was thought to be diagnostic toward treatment, then they would.
The blood-testing company would submit the bill to the insurance company three times, and if then the insurance still had not agreed to pay, then it would be my responsibility.
That was the added cost and complexity for just one simple test.
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