Insurance companies generally don't add provisos to their policies based on false narratives and conspiracy theories spread by people like President Trump. They realize that his record for telling the truth is less than abysmal. They know he is trying to sensationalize peaceful protest as a campaign ploy. Maybe he should be responsible.
Nice story...in the real world, when a business owner files a six-figure claim, their rates go up the following renewal period...and if they do it more than once, they run the risk of the insurance company failing to renew their policy and they end up being viewed as "high risk".
If I owned a shoe store, and rioters decided that should be the target of their "political expression" and they do significant property damage and wipe out my inventory, and I file a claim to fix it, my rates will go up (IE: more money out of my pocket for something out of my control)
If the concern is that "the people starting the violence and looting weren't the original protesters", perhaps the protesters and media outlets should make a better effort to distance themselves from that sort of thing instead of carrying water for them or saying "it's no big deal, insurance companies should pay for it".
There should be tons of viral videos showing legitimate protesters "giving the business" to the looters.
Instead of seeing BLM leaders saying things like this:
Black Lives Matter organizer calls Chicago looting 'reparation'
“That’s a reparation,” Atkins said. “Anything they want to take, take it because these businesses have insurance.”
She also criticized the Rev. Jesse Jackson, who took to Twitter earlier Monday to denounce the “pillaging, robbing & looting” as “humiliating, embarrassing & morally wrong.”
“Jesse Jackson has nothing to do with Black Lives Matter,” Atkins shot back.
“Jesse Jackson was not there for the creation of Black Lives Matter. Jesse Jackson can keep his opinions to himself.”
Doesn't sound like that BLM leader was under the impression that the looting was "right wing agitators trying to make them look bad"...they were endorsing it and claiming it was "reparations" because "businesses have insurance".
If Jesse Jackson isn't enough of an advocate, because he doesn't condone stealing, that highlights some of the mentality at play there.
Either that BLM organizer is woefully ignorant about how insurance works, or they're outright radical in their approach.