Back in the day there was an auto shop commercial advising owners to keep up the maintenance on their car. The tag line was "you can pay me now, or you can pay me later".
1 Peter 4:1, 2. Therefore, since Christ suffered for us in the flesh, arm yourselves also with the same mind,
for he who has suffered in the flesh has ceased from sin, that he no longer should live the rest of
his time in the flesh for the lusts of men, but for the will of God.
2 Corinthians 7:1. Therefore, having these promises, beloved,
let us cleanse ourselves from all filthiness of the flesh and spirit, perfecting holiness in the fear of God.
We can walk in the baptism of the Holy Spirit, 'abide in Him', trust in the Father's sovereignty-that all things work together and reap a reward, or be unfruitful and suffer loss in the baptism of fire.
1 Corinthians 3:11-15.
For no other foundation can anyone lay than that which is laid, which is Jesus Christ.
Now if anyone builds on this foundation with gold, silver, precious stones, wood, hay, straw,
each one’s work will become clear; for the Day will declare it, because it will be revealed by fire; and the fire will test each one’s work, of what sort it is.
If anyone’s work which he has built on it endures, he will receive a reward.
If anyone’s work is burned, he will suffer loss; but he himself will be saved,
yet so as through fire.
1 John 3:1-3.
Behold what manner of love the Father has bestowed on us, that we should be called children of God! Therefore the world does not know us, because it did not know Him.
Beloved, now we are children of God; and it has not yet been revealed what we shall be, but we know that when He is revealed, we shall be like Him, for we shall see Him as He is.
And everyone who has this hope in Him purifies himself, just as He is pure.
The Day of the Lord 2 Peter 3:
10 But the day of the Lord will come as a thief in the night, in which the heavens will pass away with a great noise, and the elements will melt with fervent heat; both the earth and the works that are in it will be burned up.
11 Therefore, since all these things will be dissolved, what manner of persons ought you to be in holy conduct and godliness,
12 looking for and hastening the coming of the day of God, because of which the heavens will be dissolved, being on fire, and the elements will melt with fervent heat?
13 Nevertheless we, according to His promise, look for new heavens and a new earth in which righteousness dwells.
Revelation 21:1. Now I saw a new heaven and a new earth, for the first heaven and the first earth had passed away.