They're not contributing to the practice of medicine in a way that would justify remuneration for their services. All they're doing is managing risk so that they can profit on the fact that people need healthcare.
But back to the point: how does this mean it's not a "genuine" service? You just keep repeating the claim.
I agree. I think the universal multi-payer non-profit German system might be a better fit for this country.
Is there reason to believe this?
What are you talking about? If private, for-profit health insurance were abolished, there would be no for-profit company that you would be able to enter into a contractual arrangement with in the first place.
In the world where you abolish private, for-profit health insurance, if someone were to offer it to me anyway, and I accepted the offer, you'd do what? Arrest me? Take the kids and put me in prison? All for making a trade of my own free will? All for signing an insurance contract?
And what makes you think that by "abolishing" this market that the market would, as if by magic, disappear? There are plenty of industries that are illegal where the market still exists. Markets always exist as long as supply and demand exist. A market will exist if the demand for it does.
There would be no need for police action to enforce something like this, since the product would not exist in the first place.
I doubt it would magically disappear as if markets disappear by fiat. No, people would still do it if the costs and benefits made sense. People will see to their life and health, regardless of what other stuff you proclaim they should do. And you would do what to them if they did so? I suppose break up families and arrest parents. You have to; without an enforcement mechanism you can't abolish it. So you would have to arrest people for buying insurance. Forgive me for rejecting this sort of paradise.
Beyond that, the issue of immoral contractual agreements is a concern of mine.
Why is my buying health care insurance an immoral contract? It seems if someone is willing to provide insurance at a mutually agreed price, then there's nothing immoral about me seeing to my own health care. Maybe in your world seeing to one's own health by way of an insurance contract is immoral to the point of being criminal, but in the real world it isn't.
I don't think people should be left alone to sign away their civil rights, for example, or that someone asking a doctor to euthanize them is merely a matter of making a free decision.
Why is this analogy even applicable? If I'm entering into a contract to have a private, for-profit org help cover an ER visit, I hardly see how that's analogous to signing myself into slavery or asking the ER to euthanize me. I don't accept the overly dramatic analogy as remotely relevant.
I don't think prostitution should be legal,
We aren't talking about prostitution. I'm sure it's an interesting discussion though.
and I don't think for-profit health insurance should be either.
So you'd send the police after people for buying health insurance. You're willing to break up families and arrest parents for buying.....health.... insurance. Forgive me for not wanting that paradise.
If private health insurance were abolished, 20+ years from then people will look back on it as we look back on prohibition. An outmoded, regressive way of thinking instituted by some busybodies.
You're welcome to disagree, but I'm not a libertarian, so this type of argument isn't going to be very compelling to me.
Well, my disagreeing with you doesn't involve me arresting you for declining to purchase health insurance, so the disagreement here is not symmetric. If I disagree with you, you think the police should be involved. If you disagree with me I don't send the police.
I'm not trying to compel you to anything - you're the one that wants to forcibly compel me. I'm just pointing out an inferior argument, whether or not you recognize that you've taken a losing position in an argument doesn't matter to me.
Yes, because the predicted collapse of our healthcare system doesn't affect everyone.
I'm not sure why I should believe prophecies like this, nor can I see how your conclusion about health insurance follows from this prophetic claim.