Yes we’ve been through back and forth on this and I’m not willing to do it all over again, since you replied to me, I’m just going to post the Roman Church’s Catechism on original sin:
404 How did the sin of Adam become the sin of all his descendants? The whole human race is in Adam “as one body of one man”.293 By this “unity of the human race” all men are implicated in Adam’s sin, as all are implicated in Christ’s justice. Still, the transmission of original sin is a mystery that we cannot fully understand. But we do know by Revelation that Adam had received original holiness and justice not for himself alone, but for all human nature. By yielding to the tempter, Adam and Eve committed a personal sin, but this sin affected the human nature that they would then transmit in a fallen state.294 It is a sin which will be transmitted by propagation to all mankind, that is, by the transmission of a human nature deprived of original holiness and justice. And that is why original sin is called “sin” only in an analogical sense: it is a sin “contracted” and not “committed” - a state and not an act.
405 Although it is proper to each individual,295 original sin does not have the character of a personal fault in any of Adam’s descendants. It is a deprivation of original holiness and justice, but human nature has not been totally corrupted: it is wounded in the natural powers proper to it, subject to ignorance, suffering and the dominion of death, and inclined to sin - an inclination to evil that is called “concupiscence”. Baptism, by imparting the life of Christ’s grace, erases original sin and turns a man back towards God, but the consequences for nature, weakened and inclined to evil, persist in man and summon him to spiritual battle.
Catechism of the Catholic Church - The Fall
Saint Augustine (who developed the western concept of original sin) defined the term translated as guilt from Latin as reatus poena which is basically liability to punishment without personal fault in contrast to reatus culpa which is sin through personal fault.