Medicare For All - A Losing Idea

cow451

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That would be fine with me. But it doesn't have to get that specific. It could be more general or not. The options could be limitless.
Other than ailments that are gender specific which ones are you figuring you might insurance for?
 
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mark46

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As opposed to the affordable policies now? I remember reading how it was the open market prices which forced people to stop getting insurance, at least when it was time to blame the ACA for something.

But yeah, like I said, if Americans aren't smart enough to figure out how to pay for health insurance, we could just ask our European neighbors. Or even the folks to the North - the can ride down on some moose, share Tim Horton's with us and explain it.
 
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RDKirk

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LoAmmi said:
1) WHEN (not if) they can't pay for their hospital trip, the cost goes to us.

2) Tailoring healthcare will make it far more expensive.

You would have to prove both those assertions before I believed them.

Well, that gets deep into the way insurance works, but, for instance, if you already have a homeowner's insurance policy, it costs very little to add a personal items rider to cover additional, say, camera equipment above the norm.

But if you were to buy individual policies for each item in your house, and a policy for the house itself, it would not be affordable.
 
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DZoolander

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Then why not make it voluntary ? Why does the government seem to think people would opt out if they had the choice?
Because that's not the kind of society we have.

We don't have a society where when someone shows up having a heart attack, we say "Welp, you opted out, so we'll just lay you off to the side to quietly die."

And all of those people who talk about "opting out" know that. When the chest starts cramping up, when their arm goes limp and they see their life flash before their eyes, they're gonna pick up that phone in panic and request service. Nobody sits back and goes "Welp that's the choice I made, guess I'll just sit here and accept my consequences and die."

So really - "opting out" is just lip service for those who want to feel like some kind of iconoclast but just want a free ride once the time comes.
 
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dogs4thewin

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Because that's not the kind of society we have.

We don't have a society where when someone shows up having a heart attack, we say "Welp, you opted out, so we'll just lay you off to the side to quietly die."

And all of those people who talk about "opting out" know that. When the chest starts cramping up, when their arm goes limp and they see their life flash before their eyes, they're gonna pick up that phone in panic and request service. Nobody sits back and goes "Welp that's the choice I made, guess I'll just sit here and accept my consequences and die."

So really - "opting out" is just lip service for those who want to feel like some kind of iconoclast but just want a free ride once the time comes.
Have them pay for themselves send them the bill. If they will not pay then you can garish their wages and/or put liens on their property until they do. If they qualify for chapter seven bankruptery they can wipe out their medical debt otherwise they still have to pay.
 
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LoAmmi

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Have them pay for themselves send them the bill. If they will not pay then you can garish their wages and/or put liens on their property until they do. If they qualify for chapter seven bankruptery they can wipe out their medical debt otherwise they still have to pay.
So.... the exact situation we have now?
 
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dogs4thewin

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So.... the exact situation we have now?
yes, if people choose to opt out fine, but that will be what happens if something happens and they cannot pay.
 
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DZoolander

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Have them pay for themselves send them the bill. If they will not pay then you can garish their wages and/or put liens on their property until they do. If they qualify for chapter seven bankruptery they can wipe out their medical debt otherwise they still have to pay.
Yeah - because chasing after the elderly for non existent wages and/or taking their property is really something I’d like to do. And funny how you mention bankruptcy- which would really just boil down to them doing what I claimed.

Willfully taking advantage of a system they knew they’d partake in - without having contributed.
 
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dogs4thewin

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Yeah - because chasing after the elderly for non existent wages and/or taking their property is really something I’d like to do. And funny how you mention bankruptcy- which would really just boil down to them doing what I claimed.

Willfully taking advantage of a system they knew they’d partake in - without having contributed.
but they can only COMPLETELY wipe out medical debt if they qualify for chapter seven if it is chapter 11 they still have to pay something.
 
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DZoolander

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but they can only COMPLETELY wipe out medical debt if they qualify fir chapter seven if it is chapter 11 they still have to pay something.
“Pay something”

What happened to being someone that carries your weight? Rugged self reliance?

How does that factor into “well shucks, I’ve only got $50 to pay for that $400,000 procedure.”
 
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dogs4thewin

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“Pay something”

What happened to being someone that carries your weight? Rugged self reliance?

How does that factor into “well shucks, I’ve only got $50 to pay for that $400,000 procedure.”
The way chapter 11 works they can pay as little a penny on the dollar on unsecured debt ( which would include medical bills), but they may not wipe it completely out like chapter seven does.
 
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LoAmmi

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yes, if people choose to opt out fine, but that will be what happens if something happens and they cannot pay.
But *WE* still would have to pay for them if they cannot pay. Is there something about this process you don't understand?
 
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RDKirk

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but they can only COMPLETELY wipe out medical debt if they qualify for chapter seven if it is chapter 11 they still have to pay something.

You are basically advocating ripping off the system that everyone else is paying in to.
 
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cow451

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Have them pay for themselves send them the bill. If they will not pay then you can garish their wages and/or put liens on their property until they do. If they qualify for chapter seven bankruptery they can wipe out their medical debt otherwise they still have to pay.
Who pays for the care they got and went bankrupt over?
 
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DZoolander

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You are basically advocating ripping off the system that everyone else is paying in to.
Exactly.

And that's why I'm going to compel them. Not because "they need to be compelled to use it because it's no good" - but rather because I dislike parasites who parade themselves around as rugged individualists.
 
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KCfromNC

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Is it your opinion that if a program is not mandatory and backed up by the coercive force that government has at its disposal that then it should not exist at all?

I don't remember writing that. Could you tell me which post you think you're getting this from?
 
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KCfromNC

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You read a fantasy tale if you read that there were ever open market prices.

They were subsidized, and yet the still cost so much that some people were complaining that they decided to just go without insurance. Your point?

But yeah, the fact that medical care isn't subject to free market pricing is yet another reason the government should be involved.
 
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