"Did there just come a day once & you were like "Yup, today is the day I am finally saved. 100% about it, then from then on you had 100% belief & trust in God/Christ or was it a long process?"
When I became spiritually born again, it was like night & day. One day I was walking in darkness spiritually, separated from God because of my rebellion against Him & incapable of knowing Him--although I was seeking after Him & was in a Bible study learning about how to be saved--then in a matter of moments, I was transformed, regenerated, made spiritually alive with the eternal life of God by the power & washing of regeneration by the Holy Spirit.
**When I understood I was an enemy of God & far away from Him because of my evil thoughts & actions:
Colossians 1:21 Once you were far away from God. You were His enemies, separated from Him by your evil thoughts & actions.
Romans 5:10 For if, when we were enemies of God, we were reconciled to Him through the death of His Son, how much more, having been reconciled, shall we be saved through His life!
**And that I was truly separated from God & lost & under God's wrath to be condemned:
Isaiah 59:1-3 Surely the arm of the LORD is not too short to save, nor His ear too dull to hear. But your iniquities have made a separation between you & your God, And your sins have hidden His face from you so that He does not hear. For your hands are defiled with blood & your fingers with iniquity; your lips have spoken lies; your tongue mutters wickedness.
Ephesians 2:1-3,12 As for you, you were dead in your trespasses and sins,
2in which you used to walk when you conformed to the ways of this world and of the ruler of the power of the air, the spirit who is now at work in the sons of disobedience.
At one time we all lived among them, fulfilling the cravings of our flesh & indulging its desires & thoughts. Like the rest, we were by nature children of wrath. Remember that at that time you were separate from Christ, alienated from the commonwealth of Israel & strangers to the covenants of the promise, without hope & without God in the world.
Ephesians 4:18 They are darkened in their understanding & alienated from the life of God because of the ignorance that is in them due to the HARDNESS of their hearts.
**I then repented, changed my mind & turned from living my own life & turned to Christ to save me, giving Him my life to do with as He seemed right. I cried out to Him to save me from my wicked life & forgive me of my sins & that I wanted Him, to know Him like those mentioned in the Bible.
The doubts were gone & I realized it was by God's mercy & grace through faith in Christ & His sacrifice on the cross & proving it by rising from the dead, that would save me. God knew I was seeking after Him & He knew my sincere cry of faith, that I knew I was lost & needed a Savior. He rewarded me with His very eternal life & I have never been the same since.
Hebrews 11:1,2,6 Now faith is the substance of what we hope for & the CERTAINTY of what we do not see. This is why the ancients were commended. And without faith it is IMPOSSIBLE to please God, because anyone who approaches Him must believe that He exists AND that He rewards those who EARNESTLY SEEK HIM.
The next morning I woke up & I was ALIVE TO GOD. My first words upon awakening was: "So this is You, God. You are HERE! I know you now." I was for the first time AWARE of His Presence in my life & I actually KNEW God--not by mere facts in the Bible but by personal experience. The Holy Spirit also bore witness with my spirit that I was now a child of God & His special possession.
Romans 8:15-17 For you did not receive a spirit of slavery that RETURNS YOU TO FEAR, but you received the Spirit of sonship, by whom we cry, “Abba! Father!” The Spirit HIMSELF testifies with our spirit that we are God’s children. And if we are children, then we are heirs: heirs of God & co-heirs with Christ—if indeed we SUFFER WITH HIM, so that we may also be glorified with Him.
Being spiritually birthed & saved is like the comparison Jesus used with physical birth, being born of water. Jesus came by water & blood also, being born of a woman.
In I John 5:6 This is the One who came by water & blood, Jesus Christ—not by water alone, but by water & blood. And it is the Spirit who testifies to this, because the Spirit is the truth.
When a baby IS BORN (we are not talking about labor but actual birth), it doesn't take very long. The water is broken from the womb that surrounds the baby & the baby is covered with blood upon entering this world. The baby is then washed clean.
The spiritual picture is very similar. We are spiritually birthed by the washing of regeneration & renewal in the Holy Spirit; we are given the very life of God & go from spiritual death & darkness & alienation & made alive in Christ, being transferred out of the kingdom of darkness into God's marvelous kingdom of LIGHT.
Like I said, it was the difference of night & day & then I read the Scripture to confirm to me without a doubt that my new experience of knowing God personally is what God promised & said He would do! I believed it by faith & the substance & certainty of my faith bore witness to the truth of what Scripture said & also the Holy Spirit, now indwelling me forever, bore witness with my spirit, now made alive, that I am indeed a child of God.
A person must get thoroughly LOST & know it, before He can get thoroughly saved & know it, that He needs a Savior.
Jim Elliott, a martyred missionary said it well: "He is no fool who gives up what he cannot keep, in order to gain that which he cannot lose."
The PROCESS is what happens WHEN we grow up in Christ, walking by faith in Him day by day. We start out as NEW BORN BABIES, longing for the unadulterated milk of the Word of God, fed to us by Christ Himself, nourishing us & making us grow.
I Peter 2:1-5 So put away all malice & all deceit & hypocrisy & envy & all slander. Like newborn babies, long for the pure spiritual milk, that by it you may grow up into salvation— if indeed you have TASTED that the Lord is good.
4As you come to him, a living stone rejected by men but in the sight of God chosen and precious, you yourselves like living stones are being built up as a spiritual house, to be a holy priesthood, to offer SPIRITUAL SACRIFICES ACCEPTABLE TO GOD THROUGH JESUS CHRIST.
We then become children, learning how to deny ourselves, take up our cross & follow Christ as the Spirit leads & guides us into all the truth. We do away with childish thinking, living in the flesh & being selfish & learn how to serve Christ acceptably, offering the spiritual thanksgiving of grateful hearts & offering our bodies as LIVING sacrifices, according to God's will.
Psalm 50:14 Offer to God a sacrifice of thanksgiving, and perform your vows to the Most High.
Romans 12:1,2 Therefore I urge you, brothers, on account of God’s mercy, to offer your bodies as living sacrifices, holy & pleasing to God, which is your spiritual service of worship. Do not be conformed to this world, but be transformed by the renewing of your mind. Then you will be able to test & prove what is the good, pleasing & perfect will of God.
I John 2:12-17 We learn how to overcome sin, the devil & this evil world system. I am writing to you, little children, because your sins have been forgiven through His name. I am writing to you, fathers, because you know Him who is from the beginning. I am writing to you, young men, because you have overcome the evil one.
I have written to you, children, because you know the Father. I have written to you, fathers, because you know Him who is from the beginning. I have written to you, young men, because you are strong & THE WORD OF GOD ABIDES IN YOU & you have overcome the evil one.
15Do not love the world or anything in the world. If anyone loves the world, the love of the Father is NOT in him. For all that is in the world—the lust of the flesh, the lust of the eyes & the pride of life—is not from the Father but from the world. The world is passing away along with its desires, but whoever does the will of God remains forever.
"Perhaps starting with no faith then transforming to skepticism, little faith, middle faith now you just have plain faith? Or does it not work that way?"
The way a person comes to a crisis in their life where they cry out for Christ to save them, can be different for different people. We all do not come to Christ the same way but we are all saved by Christ in the same way: by God's mercy & grace through faith in Christ, the gospel message we heard & believed in an honest & good heart before God.
"Maybe no matter how much faith you have you don't know if you will be saved or not?"
It isn't so much a matter of faith in what we don't know but a matter of faith in what WE DO KNOW: we are lost & in need of a Savior who proved Who He is by rising from the dead, with over 500 witnesses to this fact of history. He said, "Come to Me, all who labor & are heavily burdened & I WILL GIVE YOU REST. Take My yoke upon you & LEARN FROM ME."
"Saved means going to heaven?"
Saved means knowing the living God & becoming more transformed into the image of Christ Himself, being like Him in true righteousness & holiness. Heaven is simply where Christ is, the One who saved us. It has streets paved with purest gold. It is a gift of the riches of the Lamb of God, but it is nothing without the Savior, which His believing disciples knew, like Peter.
John 6:63-69 The Spirit gives LIFE; the flesh profits NOTHING. The words I have spoken to you are spirit & they are life. However, there are some of you who do not believe.” (For Jesus had known from the beginning which of them did not believe & who would betray Him.)
65Then Jesus said, “This is why I told you that no one can come to Me UNLESS the Father has granted it to him.”
66From that time on, many of His disciples turned back and no longer walked with Him. So Jesus asked the 12, “Do you want to leave too?” Simon Peter replied, “Lord, to whom would we go? You have the WORDS OF ETERNAL LIFE. We BELIEVE & KNOW that You are the Holy One of God.”
"Or can it just mean living the current life you have without being totally lifeless but still after dying you could still go to hell even if you attempted to find God/Christ and turned from your old ways to follow God's laws?"
Jesus told people to count the cost of following Him. The reason why people don't come to Christ to be saved is that they are holding on to their own life, going their own way & coveting things in this world & not willing to let them go.
Luke 14:25-30,32 Large crowds were now traveling with Jesus & He turned & said to them, “If anyone COMES to Me AND does & hate his father & mother & wife & children & brothers & sisters—yes, even HIS OWN LIFE—he CANNOT be My disciple. And whoever does not carry his cross & follow Me CANNOT be My disciple.
28Which of you, wishing to build a tower, does not first sit down & count the cost to see if he has the resources to complete it? Otherwise, if he lays the foundation & is unable to finish the work, everyone who sees it will ridicule him, saying, ‘This man could not finish what he started to build.’
33In the same way, any one of you who does not give up everything he has CANNOT be My disciple.
"Will after dying you still be damned for all the sins you committed before becoming Christian if you have even the slightest bit of doubt? Like if Satan were to swoop in right on your last breath in a moment of weakness & planted a seed of doubt or hate in your mind?"
Christ FORGIVES your sins IF you repent & believe the gospel & trust in Him to save you, not yourself. Your statement above shows you are depending on yourself & what you do, not on what Christ has done on the cross & for you!
Your are still counting the cost & have not yet come to the point of giving up all & trusting in Christ to save you. That is why you have no assurance of salvation & personally know the Lord; you still lack the eternal life of God.
2 Corinthians 5:14-21 For Christ’s love compels us, because we are convinced that One died for all, therefore all died. And He died for all, so that those who live should no longer live for themselves, but for Him who died for them & was raised again.
16So from now on we regard no one according to the flesh. Although we once regarded Christ in this way, we do so no longer. Therefore if anyone is in Christ, he is a new creation. The old has passed away. Behold, the new has come!
18All this is from God, who reconciled us to Himself through Christ & gave us the ministry of reconciliation: that God was reconciling the world to Himself in Christ, not counting men’s trespasses against them. And He has committed to us the message of reconciliation.
20Therefore we are ambassadors for Christ, as though God were making His appeal through us. We implore you on behalf of Christ: BE RECONCILED TO GOD. God made Him who knew no sin to be sin on our behalf, so that in Him we might become the righteousness of God.
2 Corinthians 6:2 Hear what God says: "When the time came for Me to show you favor, I heard you; when the day arrived for me to save you, I helped you." Listen! This is the hour to receive God's favor; today is the day to be saved!