I'd be wary of leaving thus up to private enterprise to manage. Can we really trust them beyond what is in their financial interest?
It's not ideal. But they do have an incentive for there not to be misconduct, and they have produced guidelines for churches that can actually be pretty good.
There are also these guys, who I know very little about: www.ministrysafe.com
Do they actually care about victims or potential victims as human beings?
That's not really the important question, it seems to me. The important question is: are their procedures effective?
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