Need to Pray Concerning the Recent Equifax Data Breach

AACJ

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Nov 17, 2016
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Requesting prayer that the negative fallout of the recent, potentially catastrophic Equifax Data Breach will be minimal. Praying that the stolen data will not bring harm to God's people and will minimally impact US citizens and that such data will be removed and destroyed from the dark web. I also encourage anyone who reads this to act soon to take advantage of the free credit freezing/monitoring being offered by Equifax.

An estimated 143 million Americans now potentially face a serious threat of identity theft for foreseeable future.

"The hackers seized names, Social Security numbers, birth dates, addresses and even some driver's license information."

"If the stolen information from Equifax gets into the wrong hands, experts say data thieves can open bank accounts, lines of credit, new credit cards and even drivers' licenses in your name. They can saddle you with speeding tickets, steal your tax refund, swipe your Social Security check and prevent you from getting prescription drugs."

"Equifax is waiving the fee to freeze credit at the bureau and offering free credit monitoring for one year. That just delays by 365 days the date that a nefarious party can abuse the stolen information. It’s up to consumers to seek out additional measures, like setting fraud alerts and freezing credit at Experian and TransUnion (the other two major US credit bureaus), requesting and reviewing credit reports from the three bureaus, and monitoring their accounts indefinitely.

The number of people actively pursuing those measures at this point seems small. As many as 143 million people may have been affected by the breach, but as of Sept. 12, as Quartz’s Karen Hao reported, only 15 million people—a mere 10% of potential victims—had visited the Equifax website to see if they were affected. Everyone is at risk, but consumers with less financial literacy—and fewer financial resources to absorb any resulting losses—are even more so.

The Equifax data breach poses serious problems for consumers of all socio-economic levels, but in particular, those consumers who are less educated on the repercussions associated with data theft and identity theft,” said Thomas Hinton, CEO of the American Consumer Council."


The Equifax Data Breach: What to Do


The Equifax breach will most hurt the people who can least afford it


Equifax hack: What's the worst that can happen?


https://www.usatoday.com/story/mone...-what-you-need-know-hacking-crisis/670166001/
 
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