Yippeeee!!!! Consolidation loan

The consolidation loan that we have been trying to get for over a year has finally been approved. It has taken countless applications to different banks and no-one was going to approve it.

But finally found out less than 1/2 hour ago that we got it. It's going to save us at least $500 a month so we might just have a bit more room to breathe.

What was funny is that they didn't approve it at first even though R's income was in the right amount, he had to complain and kick up a stink about it, and send in last year's tax return statement etc.

I am so excited now, it's made my day really.

Just wanted to share.

Thanks - wow this thread is over 2 months old.
yeah, we've just refinanced the car, so now can afford our sons private school fees a little more comfortably.

I guess if you do as God says to do, then it all comes together in the end.

Also just praying now we can get a home loan sometime in the next 2 years, because R said no home - no baby (so yeah until we buy a house no more babies for us ROFL)

Thanks for that. We're nowhere near it yet.

But when we do get there, we will probably go through one of those self-employed business type loans that you can get. Sort of like the RAMS loans. We already spoke to someone about those and once we pay off a few debts etc. we might be able to get one like that.

Yeah - our problem with the finances and getting money from the banks is the kids. Wishing we could have bought a house before we had kids but that's life.

No that's not what I meant. I meant get the house first and then have the kids. I don't regret having the children.

Yeah well, with our first he was a "surprise" lol, not expecting to have him at all, but that's life.

Both kids are well now and keeping me on my toes.